Biospy of bladder at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$32,512.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43,349.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.00 with SIGNATURE ADV - ALL PLANS vs $17,360.00 with CIGNA COMM - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $244.00 ↓ -99%
ANTHEM MCR ADV ANTHEM MCR ADV $245.22 ↓ -99%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $261.08 ↓ -99%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $488.01 ↓ -98%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $488.01 ↓ -98%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $496.06 ↓ -98%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $496.06 ↓ -98%
WELLCARE MCAID WELLCARE MCAID $1,080.02 ↓ -97%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $1,080.02 ↓ -97%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $1,080.02 ↓ -97%
UHC MCAID UHC MCAID $1,080.02 ↓ -97%
HUMANA MCAID HMO HUMANA MCAID HMO $1,080.02 ↓ -97%
ANTHEM BHS1 ANTHEM BHS1 $2,955.65 ↓ -91%
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $4,248.07 ↓ -87%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $4,851.68 ↓ -85%
AETNA NEW BUS AETNA NEW BUS $4,956.09 ↓ -85%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $5,324.49 ↓ -84%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $5,384.49 ↓ -83%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $5,751.70 ↓ -82%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $5,916.10 ↓ -82%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $5,916.10 ↓ -82%
ENCORE PREFERRED ENCORE PREFERRED $6,060.11 ↓ -81%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $6,379.31 ↓ -80%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $6,540.11 ↓ -80%
UHC OLD BUSINESS UHC OLD BUSINESS $6,600.12 ↓ -80%
SIHO-ALL PLANS SIHO-ALL PLANS $8,400.15 ↓ -74%
PHCS-ALL PLANS PHCS-ALL PLANS $9,360.16 ↓ -71%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $9,480.17 ↓ -71%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $10,308.18 ↓ -68%
AETNA MCR ADV AETNA MCR ADV $12,000.21 ↓ -63%
ANTHEM MCR SELECT ANTHEM MCR SELECT $12,000.21 ↓ -63%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $17,360.00 ↓ -47%

Visitor-reported prices

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Biospy of bladder at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $594.51 $296.45 – $1,148.42
Adventhealth Manchester Manchester not published $234.43 – $234.43

All Kentucky hospitals for this procedure →