X-ray knee 3 views (both sides) at Hazard ARH Regional Medical Center

100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$511.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$853.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.04 with Optum CCN Region 2 vs $382.50 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optum CCN Region 2 Veterans Affairs Plan $9.04 ↓ -98%
Optum CCN Region 1 Veterans Affairs Plan $9.04 ↓ -98%
United Healthcare Medicare $9.04 ↓ -98%
Aetna Medicare $9.04 ↓ -98%
WellCare of Kentucky Medicare $9.04 ↓ -98%
CareSoure Kentucky Commercial $14.92 ↓ -97%
WellCare of Kentucky Medicaid $23.39 ↓ -95%
Aetna Better Health Medicaid $24.47 ↓ -95%
Humana Medicare $71.56 ↓ -86%
Anthem Medicare Advantage $71.56 ↓ -86%
Humana Medicaid $95.37 ↓ -81%
Passport Molina Medicaid $95.37 ↓ -81%
Anthem Medicaid $95.37 ↓ -81%
United Healthcare PPO Commercial $314.50 ↓ -39%
UMR Commercial $314.50 ↓ -39%
United Healthcare HMO Commercial $314.50 ↓ -39%
Anthem HMO Commercial $353.01 ↓ -31%
Anthem Traditiona/PPO Commercial $371.58 ↓ -27%
Aetna POS Commercial $382.50 ↓ -25%
Aetna PPO Commercial $382.50 ↓ -25%

Visitor-reported prices

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X-ray knee 3 views (both sides) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $187.52 $107.33 – $353.99
Marcum Wallace Hospital Irvine $445.20 not published
Lourdes Hospital Paducah $408.60 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $191.67 $109.47 – $475.93
CHI Saint Joseph Health - Saint Joseph London London $315.09 $75.36 – $803.53
CHI Saint Joseph Health - Saint Joseph East Lexington $316.93 $75.36 – $717.99
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $371.69 $75.36 – $717.99
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $324.16 $75.36 – $695.24

All Kentucky hospitals for this procedure →