X-ray hand 2 views (both sides) at Hazard ARH Regional Medical Center

100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$404.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$674.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.77 with Optum CCN Region 2 vs $183.60 with Aetna POS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optum CCN Region 2 Veterans Affairs Plan $7.77 ↓ -98%
WellCare of Kentucky Medicare $7.77 ↓ -98%
United Healthcare Medicare $7.77 ↓ -98%
Aetna Medicare $7.77 ↓ -98%
Optum CCN Region 1 Veterans Affairs Plan $7.77 ↓ -98%
CareSoure Kentucky Commercial $12.82 ↓ -97%
Aetna Better Health Medicaid $17.62 ↓ -96%
WellCare of Kentucky Medicaid $20.15 ↓ -95%
Passport Molina Medicaid $45.78 ↓ -89%
Anthem Medicaid $45.78 ↓ -89%
Humana Medicaid $45.78 ↓ -89%
Humana Medicare $86.42 ↓ -79%
Anthem Medicare Advantage $86.42 ↓ -79%
United Healthcare PPO Commercial $150.96 ↓ -63%
United Healthcare HMO Commercial $150.96 ↓ -63%
UMR Commercial $150.96 ↓ -63%
Anthem HMO Commercial $169.44 ↓ -58%
Anthem Traditiona/PPO Commercial $178.36 ↓ -56%
Aetna PPO Commercial $183.60 ↓ -55%
Aetna POS Commercial $183.60 ↓ -55%

Visitor-reported prices

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X-ray hand 2 views (both sides) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $273.81 $65.67 – $216.58
Marcum Wallace Hospital Irvine $233.40 not published
Lourdes Hospital Paducah $466.20 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $172.98 $52.96 – $230.23
CHI Saint Joseph Health - Saint Joseph London London $182.70 $50.91 – $364.00
CHI Saint Joseph Health - Saint Joseph East Lexington $228.96 $50.91 – $518.70
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $287.07 $50.91 – $518.70
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $271.97 $50.91 – $517.79

All Kentucky hospitals for this procedure →