Pr cystourethroscopy with insertion indwelling ureteral stent at Hazard ARH Regional Medical Center
100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916
$673.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,123.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$135.30 with United Healthcare vs $223.25 with CareSoure Kentucky — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Medicare | $135.30 | ↓ -80% |
| Aetna | Medicare | $135.30 | ↓ -80% |
| Optum CCN Region 1 | Veterans Affairs Plan | $135.30 | ↓ -80% |
| Optum CCN Region 2 | Veterans Affairs Plan | $135.30 | ↓ -80% |
| WellCare of Kentucky | Medicare | $135.30 | ↓ -80% |
| WellCare of Kentucky | Medicaid | $176.92 | ↓ -74% |
| Aetna Better Health | Medicaid | $198.20 | ↓ -71% |
| CareSoure Kentucky | Commercial | $223.25 | ↓ -67% |
Visitor-reported prices
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Pr cystourethroscopy with insertion indwelling ureteral stent at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $3,600.47 | $2,060.70 – $6,796.79 |
| Lourdes Hospital | Paducah | $33,295.96 | $3,504.09 – $3,574.18 |
| CHI Saint Joseph Health - Saint Joseph London | London | $497.43 | $199.07 – $1,268.54 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $2,971.59 | $1,808.08 – $6,732.18 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $3,485.08 | $1,737.80 – $6,732.18 |