Icd crtd cobalt hf MRI is1 df1 at Hazard ARH Regional Medical Center
100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916
$40,102.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$66,837.96
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9,533.19 with Humana vs $38,234.70 with Aetna PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicaid | $9,533.19 | ↓ -76% |
| Aetna Better Health | Medicaid | $9,533.19 | ↓ -76% |
| Anthem | Medicaid | $9,533.19 | ↓ -76% |
| Passport Molina | Medicaid | $9,533.19 | ↓ -76% |
| WellCare of Kentucky | Medicaid | $10,195.92 | ↓ -75% |
| CareSoure Kentucky | Commercial | $25,489.80 | ↓ -36% |
| United Healthcare PPO | Commercial | $31,437.42 | ↓ -22% |
| UMR | Commercial | $31,437.42 | ↓ -22% |
| United Healthcare HMO | Commercial | $31,437.42 | ↓ -22% |
| Anthem HMO | Commercial | $35,286.38 | ↓ -12% |
| Anthem Traditiona/PPO | Commercial | $37,142.89 | ↓ -7% |
| Aetna POS | Commercial | $38,234.70 | ↓ -5% |
| Aetna PPO | Commercial | $38,234.70 | ↓ -5% |
| Optum CCN Region 2 | Veterans Affairs Plan | not published by hospital | — |
| United Healthcare | Medicare | not published by hospital | — |
| Anthem | Medicare Advantage | not published by hospital | — |
| Aetna | Medicare | not published by hospital | — |
| Optum CCN Region 1 | Veterans Affairs Plan | not published by hospital | — |
| Humana | Medicare | not published by hospital | — |
| WellCare of Kentucky | Medicare | not published by hospital | — |
Visitor-reported prices
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Icd crtd cobalt hf MRI is1 df1 at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $7,992.46 | $4,362.54 – $14,388.92 |
| Marcum Wallace Hospital | Irvine | $74,790.27 | not published |
| Lourdes Hospital | Paducah | $90,356.40 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $6,076.25 | $3,309.46 – $14,388.92 |
| CHI Saint Joseph Health - Saint Joseph London | London | $5,916.33 | $2,257.96 – $14,388.92 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $6,659.77 | $3,864.46 – $14,388.92 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $8,349.99 | $3,714.24 – $14,388.92 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $7,034.58 | $2,789.24 – $14,388.92 |