Ghs layer closure 7.6 - 12.5 cm - 12044 at Hazard ARH Regional Medical Center

100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$327.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$545.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.30 with Humana vs $497.47 with WellCare of Kentucky — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicaid $122.30 ↓ -63%
Aetna Better Health Medicaid $122.30 ↓ -63%
Anthem Medicaid $122.30 ↓ -63%
Passport Molina Medicaid $122.30 ↓ -63%
WellCare of Kentucky Medicaid $130.80 ↓ -60%
CareSoure Kentucky Commercial $327.00 ↑ +0%
United Healthcare PPO Commercial $403.30 ↑ +23%
UMR Commercial $403.30 ↑ +23%
United Healthcare HMO Commercial $403.30 ↑ +23%
Anthem HMO Commercial $452.68 ↑ +38%
Anthem Traditiona/PPO Commercial $476.49 ↑ +46%
Aetna POS Commercial $490.50 ↑ +50%
Aetna PPO Commercial $490.50 ↑ +50%
Optum CCN Region 2 Veterans Affairs Plan $497.47 ↑ +52%
United Healthcare Medicare $497.47 ↑ +52%
Anthem Medicare Advantage $497.47 ↑ +52%
Aetna Medicare $497.47 ↑ +52%
Optum CCN Region 1 Veterans Affairs Plan $497.47 ↑ +52%
Humana Medicare $497.47 ↑ +52%
WellCare of Kentucky Medicare $497.47 ↑ +52%

Visitor-reported prices

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Ghs layer closure 7.6 - 12.5 cm - 12044 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $326.84 $187.07 – $616.98
Marcum Wallace Hospital Irvine $861.00 not published
Lourdes Hospital Paducah $1,131.60 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $322.87 $184.40 – $801.71
CHI Saint Joseph Health - Saint Joseph London London $391.45 $156.66 – $998.27
CHI Saint Joseph Health - Saint Joseph East Lexington $363.52 $221.19 – $823.55
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $426.34 $212.59 – $823.55
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $402.22 $167.23 – $862.68

All Kentucky hospitals for this procedure →