Coombs direct at Hazard ARH Regional Medical Center

100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$86.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.57 with Anthem vs $129.60 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Medicaid $4.57 ↓ -95%
Passport Molina Medicaid $5.39 ↓ -94%
Humana Medicaid $5.39 ↓ -94%
Aetna Better Health Medicaid $32.31 ↓ -63%
WellCare of Kentucky Medicaid $34.56 ↓ -60%
Optum CCN Region 2 Veterans Affairs Plan $48.27 ↓ -44%
Humana Medicare $48.27 ↓ -44%
United Healthcare Medicare $48.27 ↓ -44%
Anthem Medicare Advantage $48.27 ↓ -44%
Aetna Medicare $48.27 ↓ -44%
Optum CCN Region 1 Veterans Affairs Plan $48.27 ↓ -44%
WellCare of Kentucky Medicare $48.27 ↓ -44%
CareSoure Kentucky Commercial $86.40 ↑ +0%
United Healthcare PPO Commercial $106.56 ↑ +23%
United Healthcare HMO Commercial $106.56 ↑ +23%
UMR Commercial $106.56 ↑ +23%
Anthem HMO Commercial $119.61 ↑ +38%
Anthem Traditiona/PPO Commercial $125.90 ↑ +46%
Aetna POS Commercial $129.60 ↑ +50%
Aetna PPO Commercial $129.60 ↑ +50%

Visitor-reported prices

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Coombs direct at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $33.75 $4.57 – $63.70
Marcum Wallace Hospital Irvine $64.20 not published
Lourdes Hospital Paducah $54.00 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $29.32 $4.57 – $72.80
CHI Saint Joseph Health - Saint Joseph London London $40.33 $4.57 – $102.83
CHI Saint Joseph Health - Saint Joseph East Lexington $42.58 $4.57 – $96.46
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $53.39 $4.57 – $96.46
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $33.95 $4.57 – $72.80

All Kentucky hospitals for this procedure →