Observation per hour at Baptist Health Hardin
913 N Dixie Ave, Elizabethtown, KY · Baptisthealth · · NPI 1689282147
$198.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$264.74
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.83 with AETNA BETTER HLTH MCAID vs $529.48 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $23.83 | ↓ -88% |
| UHC MEDICAID | UHC MEDICAID | $23.83 | ↓ -88% |
| MOLINA MEDICAID - ALL PLANS | MOLINA MEDICAID - ALL PLANS | $23.83 | ↓ -88% |
| WELLCARE MEDICAID | WELLCARE MEDICAID | $23.83 | ↓ -88% |
| HUMANA MCAID - ALL OTHER PLANS | HUMANA MCAID - ALL OTHER PLANS | $24.30 | ↓ -88% |
| ANTHEM PATH TRAN HMO | ANTHEM PATH TRAN HMO | $30.52 | ↓ -85% |
| AETNA NEW BUS | AETNA NEW BUS | $56.12 | ↓ -72% |
| AETNA COMM -ALL OTHER PLANS | AETNA COMM -ALL OTHER PLANS | $74.79 | ↓ -62% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $80.48 | ↓ -59% |
| ANTHEM PATH HMO - ALL OTHER PLANS | ANTHEM PATH HMO - ALL OTHER PLANS | $85.51 | ↓ -57% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $92.71 | ↓ -53% |
| ANTHEM BLUE PREF HMO HIC | ANTHEM BLUE PREF HMO HIC | $103.01 | ↓ -48% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $103.01 | ↓ -48% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $103.01 | ↓ -48% |
| UHC ALL PAYER -ALL OTHER PLANS | UHC ALL PAYER -ALL OTHER PLANS | $117.02 | ↓ -41% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $172.08 | ↓ -13% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $211.79 | ↑ +7% |
| SIGNATURE ADVANTAGE - ALL PLANS | SIGNATURE ADVANTAGE - ALL PLANS | $264.74 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $264.74 | ↑ +33% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $264.74 | ↑ +33% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $264.74 | ↑ +33% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $266.06 | ↑ +34% |
| HUMANA MCR ADV | HUMANA MCR ADV | $277.98 | ↑ +40% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $509.89 | ↑ +157% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $509.89 | ↑ +157% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $529.48 | ↑ +167% |
Visitor-reported prices
Comments
Observation per hour at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Marcum Wallace Hospital | Irvine | $60.00 | not published |
| Lourdes Hospital | Paducah | $29.40 | not published |
| Adventhealth Manchester | Manchester | $44.36 | not published |
| Baptist Health Corbin | Corbin | $198.56 | $264.74 – $529.48 |
| Baptist Health Lexington | Lexington | $198.56 | $264.74 – $264.74 |
| Whitesburg ARH Hospital | Whitesburg | $76.80 | not published |
| Baptist Health La Grange | La Grange | $198.56 | $264.74 – $529.48 |
| Baptist Health Paducah | Paducah | $198.56 | $264.74 – $264.74 |