Lower Back (Lumbar Spine) MRI (with contrast) at Baptist Health Hardin
913 N Dixie Ave, Elizabethtown, KY · Baptisthealth · · NPI 1689282147
$3,543.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,724.63
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$425.22 with AETNA BETTER HLTH MCAID vs $9,449.26 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $425.22 | ↓ -88% |
| UHC MEDICAID | UHC MEDICAID | $425.22 | ↓ -88% |
| MOLINA MEDICAID - ALL PLANS | MOLINA MEDICAID - ALL PLANS | $425.22 | ↓ -88% |
| WELLCARE MEDICAID | WELLCARE MEDICAID | $425.22 | ↓ -88% |
| HUMANA MCAID - ALL OTHER PLANS | HUMANA MCAID - ALL OTHER PLANS | $433.72 | ↓ -88% |
| ANTHEM PATH TRAN HMO | ANTHEM PATH TRAN HMO | $544.75 | ↓ -85% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $752.00 | ↓ -79% |
| ANTHEM PATH HMO - ALL OTHER PLANS | ANTHEM PATH HMO - ALL OTHER PLANS | $752.00 | ↓ -79% |
| ANTHEM BLUE PREF HMO HIC | ANTHEM BLUE PREF HMO HIC | $752.00 | ↓ -79% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $752.00 | ↓ -79% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $752.00 | ↓ -79% |
| AETNA NEW BUS | AETNA NEW BUS | $795.00 | ↓ -78% |
| UHC ALL PAYER -ALL OTHER PLANS | UHC ALL PAYER -ALL OTHER PLANS | $931.00 | ↓ -74% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $939.75 | ↓ -73% |
| AETNA COMM -ALL OTHER PLANS | AETNA COMM -ALL OTHER PLANS | $1,043.70 | ↓ -71% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $1,436.29 | ↓ -59% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $3,779.70 | ↑ +7% |
| AETNA MCR ADV | AETNA MCR ADV | $4,724.63 | ↑ +33% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $4,724.63 | ↑ +33% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $4,724.63 | ↑ +33% |
| SIGNATURE ADVANTAGE - ALL PLANS | SIGNATURE ADVANTAGE - ALL PLANS | $4,724.63 | ↑ +33% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $4,748.25 | ↑ +34% |
| HUMANA MCR ADV | HUMANA MCR ADV | $4,960.86 | ↑ +40% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $9,099.64 | ↑ +157% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $9,099.64 | ↑ +157% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $9,449.26 | ↑ +167% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with contrast) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $998.82 | $571.67 – $1,885.52 |
| Marcum Wallace Hospital | Irvine | $2,616.00 | not published |
| Lourdes Hospital | Paducah | $2,841.60 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,053.27 | $601.53 – $2,615.34 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,399.87 | $560.21 – $3,569.93 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $837.50 | $509.58 – $1,897.35 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,031.21 | $417.19 – $1,616.16 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,728.10 | $664.53 – $3,706.43 |