Chest CT scan (without contrast) at Baptist Health Hardin

913 N Dixie Ave, Elizabethtown, KY · Baptisthealth · · NPI 1689282147

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$4,472.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,962.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.00 with AETNA BETTER HLTH MCAID vs $4,200.00 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $189.00 ↓ -96%
UHC MEDICAID UHC MEDICAID $189.00 ↓ -96%
MOLINA MEDICAID - ALL PLANS MOLINA MEDICAID - ALL PLANS $189.00 ↓ -96%
WELLCARE MEDICAID WELLCARE MEDICAID $189.00 ↓ -96%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $192.78 ↓ -96%
ANTHEM PATH TRAN HMO ANTHEM PATH TRAN HMO $242.13 ↓ -95%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $453.00 ↓ -90%
ANTHEM PATH HMO - ALL OTHER PLANS ANTHEM PATH HMO - ALL OTHER PLANS $453.00 ↓ -90%
ANTHEM BLUE PREF HMO HIC ANTHEM BLUE PREF HMO HIC $453.00 ↓ -90%
ANTHEM PATH HPN ANTHEM PATH HPN $453.00 ↓ -90%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $453.00 ↓ -90%
AETNA NEW BUS AETNA NEW BUS $614.00 ↓ -86%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $630.00 ↓ -86%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $638.40 ↓ -86%
UHC ALL PAYER -ALL OTHER PLANS UHC ALL PAYER -ALL OTHER PLANS $673.00 ↓ -85%
AETNA COMM -ALL OTHER PLANS AETNA COMM -ALL OTHER PLANS $806.40 ↓ -82%
SIHO-ALL PLANS SIHO-ALL PLANS $1,680.00 ↓ -62%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $2,100.00 ↓ -53%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $2,100.00 ↓ -53%
SIGNATURE ADVANTAGE - ALL PLANS SIGNATURE ADVANTAGE - ALL PLANS $2,100.00 ↓ -53%
AETNA MCR ADV AETNA MCR ADV $2,100.00 ↓ -53%
ANTHEM MCR ADV ANTHEM MCR ADV $2,110.50 ↓ -53%
HUMANA MCR ADV HUMANA MCR ADV $2,205.00 ↓ -51%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $4,044.60 ↓ -10%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $4,044.60 ↓ -10%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $4,200.00 ↓ -6%

Visitor-reported prices

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Chest CT scan (without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $439.64 $251.63 – $829.92
Marcum Wallace Hospital Irvine $1,002.60 not published
Lourdes Hospital Paducah $1,434.00 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $633.65 $361.88 – $1,573.39
CHI Saint Joseph Health - Saint Joseph London London $1,050.17 $371.00 – $2,678.13
CHI Saint Joseph Health - Saint Joseph East Lexington $796.12 $340.00 – $1,803.62
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $933.69 $340.00 – $1,803.62
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $961.00 $371.00 – $2,061.15

All Kentucky hospitals for this procedure →