#cf-97variants at Baptist Health Hardin

913 N Dixie Ave, Elizabethtown, KY · Baptisthealth · · NPI 1689282147

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$3,375.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,501.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$198.04 with AETNA NEW BUS vs $2,571.90 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA NEW BUS AETNA NEW BUS $198.04 ↓ -94%
AETNA COMM -ALL OTHER PLANS AETNA COMM -ALL OTHER PLANS $247.16 ↓ -93%
ANTHEM PATH HMO - ALL OTHER PLANS ANTHEM PATH HMO - ALL OTHER PLANS $332.71 ↓ -90%
ANTHEM PATH HPN ANTHEM PATH HPN $332.71 ↓ -90%
ANTHEM PATH TRAN HMO ANTHEM PATH TRAN HMO $332.71 ↓ -90%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $390.93 ↓ -88%
ANTHEM BLUE PREF HMO HIC ANTHEM BLUE PREF HMO HIC $392.60 ↓ -88%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $392.60 ↓ -88%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $392.60 ↓ -88%
UHC ALL PAYER -ALL OTHER PLANS UHC ALL PAYER -ALL OTHER PLANS $556.60 ↓ -84%
UHC MEDICAID UHC MEDICAID $556.60 ↓ -84%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $556.60 ↓ -84%
MOLINA MEDICAID - ALL PLANS MOLINA MEDICAID - ALL PLANS $556.60 ↓ -84%
WELLCARE MEDICAID WELLCARE MEDICAID $556.60 ↓ -84%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $567.73 ↓ -83%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $835.87 ↓ -75%
SIHO-ALL PLANS SIHO-ALL PLANS $1,028.76 ↓ -70%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $1,285.95 ↓ -62%
AETNA MCR ADV AETNA MCR ADV $1,285.95 ↓ -62%
SIGNATURE ADVANTAGE - ALL PLANS SIGNATURE ADVANTAGE - ALL PLANS $1,285.95 ↓ -62%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $1,285.95 ↓ -62%
ANTHEM MCR ADV ANTHEM MCR ADV $1,292.38 ↓ -62%
HUMANA MCR ADV HUMANA MCR ADV $1,350.25 ↓ -60%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $2,476.74 ↓ -27%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $2,476.74 ↓ -27%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $2,571.90 ↓ -24%

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#cf-97variants at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $94.49 $54.88 – $178.36
Marcum Wallace Hospital Irvine $595.20 not published
Lourdes Hospital Paducah $983.40 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $116.91 $137.17 – $638.00
CHI Saint Joseph Health - Saint Joseph London London $95.99 $244.79 – $538.00
CHI Saint Joseph Health - Saint Joseph East Lexington $409.31 $332.71 – $1,113.20
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $513.19 $332.71 – $1,113.20
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $158.69 $273.02 – $748.00

All Kentucky hospitals for this procedure →