X-ray ribs 3 views bilateral at CHI Saint Joseph Health - Saint Joseph Berea

305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$375.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$779.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.19 with Wellcare vs $393.12 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $119.19 ↓ -68%
Wellcare Medicare|All Plans $120.96 ↓ -68%
BCBS - Anthem Medicare|All Plans $120.96 ↓ -68%
Humana Medicare|All Plans $120.96 ↓ -68%
United Medicare|All Plans $123.38 ↓ -67%
Aetna Medicare|All Plans $124.59 ↓ -67%
Passport by Molina Medicare|All Plans $127.01 ↓ -66%
Humana Medicaid|All Plans $133.92 ↓ -64%
Aetna Medicaid|Better Health $133.92 ↓ -64%
Passport by Molina Medicaid|All Plans $136.60 ↓ -64%
United Medicaid|All Plans $136.60 ↓ -64%
BCBS - Anthem Medicaid|All Plans $140.62 ↓ -63%
Humana Commercial|All Plans $198.72 ↓ -47%
United Commercial|Non-Options $233.28 ↓ -38%
United Commercial|Options $233.28 ↓ -38%
CareSource Commercial|All Plans $241.92 ↓ -36%
Cigna Commercial|All Other Plans $298.08 ↓ -21%
Cigna Commercial|PPO $298.08 ↓ -21%
Aetna Commercial|PPO $332.64 ↓ -11%
Aetna Commercial|All Other Plans $332.64 ↓ -11%
Aetna Commercial|HMO $332.64 ↓ -11%
Multiplan Commercial|All Plans $393.12 ↑ +5%

Visitor-reported prices

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X-ray ribs 3 views bilateral at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $279.26 $98.59 – $428.61
CHI Saint Joseph Health - Saint Joseph London London $466.39 $68.23 – $710.71
CHI Saint Joseph Health - Saint Joseph East Lexington $314.52 $68.23 – $712.53
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $394.34 $68.23 – $712.53
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $334.34 $68.23 – $653.38
Adventhealth Manchester Manchester $752.28 $98.09 – $98.09

All Kentucky hospitals for this procedure →