Pt application of modality traction mechanical at CHI Saint Joseph Health - Saint Joseph Berea

305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$114.25

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$237.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.73 with Wellcare vs $78.26 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $23.73 ↓ -79%
Wellcare Medicare|All Plans $24.08 ↓ -79%
BCBS - Anthem Medicare|All Plans $24.08 ↓ -79%
Humana Medicare|All Plans $24.08 ↓ -79%
United Medicare|All Plans $24.57 ↓ -78%
Aetna Medicare|All Plans $24.81 ↓ -78%
Passport by Molina Medicare|All Plans $25.29 ↓ -78%
Humana Medicaid|All Plans $26.66 ↓ -77%
Aetna Medicaid|Better Health $26.66 ↓ -77%
Passport by Molina Medicaid|All Plans $27.20 ↓ -76%
United Medicaid|All Plans $27.20 ↓ -76%
BCBS - Anthem Medicaid|All Plans $28.00 ↓ -75%
Humana Commercial|All Plans $39.56 ↓ -65%
United Commercial|Non-Options $46.44 ↓ -59%
United Commercial|Options $46.44 ↓ -59%
CareSource Commercial|All Plans $48.16 ↓ -58%
Cigna Commercial|All Other Plans $59.34 ↓ -48%
Cigna Commercial|PPO $59.34 ↓ -48%
Aetna Commercial|PPO $66.22 ↓ -42%
Aetna Commercial|All Other Plans $66.22 ↓ -42%
Aetna Commercial|HMO $66.22 ↓ -42%
Multiplan Commercial|All Plans $78.26 ↓ -32%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt application of modality traction mechanical at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $82.83 $14.63 – $202.93
CHI Saint Joseph Health - Saint Joseph London London $83.15 $33.28 – $212.03
CHI Saint Joseph Health - Saint Joseph East Lexington $105.24 $63.55 – $236.60
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $123.43 $61.08 – $236.60
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $100.56 $41.46 – $213.85
Adventhealth Manchester Manchester $125.40 $13.67 – $13.67

All Kentucky hospitals for this procedure →