ER Visit (level 2) at CHI Saint Joseph Health - Saint Joseph Berea
305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386
$291.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$605.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.92 with Wellcare vs $550.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellcare | Medicaid|All Plans | $166.92 | ↓ -43% |
| Wellcare | Medicare|All Plans | $169.40 | ↓ -42% |
| BCBS - Anthem | Medicare|All Plans | $169.40 | ↓ -42% |
| Humana | Medicare|All Plans | $169.40 | ↓ -42% |
| United | Medicare|All Plans | $172.79 | ↓ -41% |
| Aetna | Medicare|All Plans | $174.49 | ↓ -40% |
| Passport by Molina | Medicare|All Plans | $177.87 | ↓ -39% |
| Humana | Medicaid|All Plans | $187.55 | ↓ -36% |
| Aetna | Medicaid|Better Health | $187.55 | ↓ -36% |
| Passport by Molina | Medicaid|All Plans | $191.31 | ↓ -34% |
| United | Medicaid|All Plans | $191.31 | ↓ -34% |
| BCBS - Anthem | Medicaid|All Plans | $196.93 | ↓ -32% |
| Humana | Commercial|All Plans | $278.30 | ↓ -5% |
| United | Commercial|Non-Options | $326.70 | ↑ +12% |
| United | Commercial|Options | $326.70 | ↑ +12% |
| CareSource | Commercial|All Plans | $338.80 | ↑ +16% |
| BCBS - Anthem | Commercial|Pathway | $399.30 | ↑ +37% |
| Cigna | Commercial|PPO | $417.45 | ↑ +43% |
| Cigna | Commercial|All Other Plans | $417.45 | ↑ +43% |
| BCBS - Anthem | Commercial|HMO PPO | $453.75 | ↑ +56% |
| Aetna | Commercial|All Other Plans | $465.85 | ↑ +60% |
| Aetna | Commercial|PPO | $465.85 | ↑ +60% |
| Aetna | Commercial|HMO | $465.85 | ↑ +60% |
| Multiplan | Commercial|All Plans | $550.55 | ↑ +89% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $223.19 | $127.47 – $554.19 |
| CHI Saint Joseph Health - Saint Joseph London | London | $292.61 | $117.10 – $746.20 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $360.31 | $219.23 – $816.27 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $422.57 | $172.89 – $669.76 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $398.83 | $165.82 – $855.40 |
| Adventhealth Manchester | Manchester | $636.37 | $144.07 – $144.07 |