Cystic fibrosis cftr at CHI Saint Joseph Health - Saint Joseph Berea

305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,008.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,093.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$499.00 with United vs $1,904.63 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Non-Options $499.00 ↓ -51%
United Commercial|Options $499.00 ↓ -51%
Humana Medicaid|All Plans $499.00 ↓ -51%
Aetna Medicaid|Better Health $503.99 ↓ -50%
Wellcare Medicaid|All Plans $508.98 ↓ -50%
United Medicaid|All Plans $508.98 ↓ -50%
Passport by Molina Medicaid|All Plans $508.98 ↓ -50%
BCBS - Anthem Medicaid|All Plans $523.95 ↓ -48%
Humana Medicare|All Plans $586.04 ↓ -42%
BCBS - Anthem Medicare|All Plans $586.04 ↓ -42%
Wellcare Medicare|All Plans $586.04 ↓ -42%
United Medicare|All Plans $597.77 ↓ -41%
Aetna Medicare|All Plans $603.63 ↓ -40%
Passport by Molina Medicare|All Plans $615.35 ↓ -39%
BCBS - Anthem Commercial|HMO PPO $769.77 ↓ -24%
BCBS - Anthem Commercial|Pathway $769.77 ↓ -24%
Humana Commercial|All Plans $962.78 ↓ -5%
CareSource Commercial|All Plans $1,172.08 ↑ +16%
Cigna Commercial|PPO $1,444.17 ↑ +43%
Cigna Commercial|All Other Plans $1,444.17 ↑ +43%
Aetna Commercial|HMO $1,611.61 ↑ +60%
Aetna Commercial|All Other Plans $1,611.61 ↑ +60%
Aetna Commercial|PPO $1,611.61 ↑ +60%
Multiplan Commercial|All Plans $1,904.63 ↑ +89%

Visitor-reported prices

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Cystic fibrosis cftr at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $1,114.65 $499.00 – $2,525.25
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,397.55 $499.00 – $2,525.25
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $437.86 $499.00 – $998.00
Adventhealth Manchester Manchester not published $499.00 – $499.00

All Kentucky hospitals for this procedure →