CT Scan of Abdomen and Pelvis (without contrast) at CHI Saint Joseph Health - Saint Joseph Berea

305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$935.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,941.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$535.53 with Wellcare vs $1,766.31 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $535.53 ↓ -43%
Wellcare Medicare|All Plans $543.48 ↓ -42%
BCBS - Anthem Medicare|All Plans $543.48 ↓ -42%
Humana Medicare|All Plans $543.48 ↓ -42%
United Medicare|All Plans $554.35 ↓ -41%
Aetna Medicare|All Plans $559.79 ↓ -40%
Passport by Molina Medicare|All Plans $570.66 ↓ -39%
Aetna Medicaid|Better Health $601.71 ↓ -36%
Humana Medicaid|All Plans $601.71 ↓ -36%
Passport by Molina Medicaid|All Plans $613.75 ↓ -34%
United Medicaid|All Plans $613.75 ↓ -34%
BCBS - Anthem Medicaid|All Plans $631.80 ↓ -32%
Humana Commercial|All Plans $892.86 ↓ -5%
BCBS - Anthem Commercial|Pathway $928.00 ↓ -1%
CareSource Commercial|All Plans $1,086.96 ↑ +16%
BCBS - Anthem Commercial|HMO PPO $1,096.00 ↑ +17%
United Commercial|Options $1,262.00 ↑ +35%
United Commercial|Non-Options $1,262.00 ↑ +35%
Cigna Commercial|PPO $1,339.29 ↑ +43%
Cigna Commercial|All Other Plans $1,339.29 ↑ +43%
Aetna Commercial|HMO $1,494.57 ↑ +60%
Aetna Commercial|All Other Plans $1,494.57 ↑ +60%
Aetna Commercial|PPO $1,494.57 ↑ +60%
Multiplan Commercial|All Plans $1,766.31 ↑ +89%

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $1,432.21 $738.00 – $3,556.28
CHI Saint Joseph Health - Saint Joseph London London $2,476.09 $325.11 – $6,314.49
CHI Saint Joseph Health - Saint Joseph East Lexington $1,429.97 $325.11 – $3,239.60
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,677.06 $325.11 – $3,239.60
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,638.15 $325.11 – $3,513.51
Adventhealth Manchester Manchester $8,907.77 $223.88 – $223.88

All Kentucky hospitals for this procedure →