X-ray knee ap standing bilateral at CHI Saint Joseph Health - Flaget Memorial Hospital

4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$205.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$484.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.40 with Humana vs $440.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $77.40 ↓ -62%
Wellcare Medicare|All Plans $84.31 ↓ -59%
BCBS - Anthem Medicare|All Plans $84.31 ↓ -59%
Humana Medicare|All Plans $84.31 ↓ -59%
Humana Medicaid|All Plans $85.38 ↓ -58%
United Medicare|All Plans $86.00 ↓ -58%
Aetna Medicare|All Plans $86.84 ↓ -58%
Aetna Medicaid|Better Health $87.12 ↓ -58%
Passport by Molina Medicare|All Plans $88.53 ↓ -57%
United Medicaid|Community Plan $88.87 ↓ -57%
BCBS - Anthem Medicaid|All Plans $91.48 ↓ -55%
Passport by Molina Medicaid|All Plans $94.09 ↓ -54%
Wellcare Medicaid|All Plans $105.42 ↓ -49%
CareSource Commercial|All Plans $168.62 ↓ -18%
United Commercial|Options $290.40 ↑ +41%
United Commercial|Non-Options $290.40 ↑ +41%
Cigna Commercial|PPO $353.32 ↑ +72%
Cigna Commercial|All Other Plans $353.32 ↑ +72%
Aetna Commercial|HMO $372.68 ↑ +81%
Aetna Commercial|PPO $372.68 ↑ +81%
Aetna Commercial|All Other Plans $372.68 ↑ +81%
Multiplan Commercial|All Plans $440.44 ↑ +114%

Visitor-reported prices

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X-ray knee ap standing bilateral at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $269.47 $103.47 – $341.25
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $204.87 $79.12 – $343.98
CHI Saint Joseph Health - Saint Joseph London London $199.12 $72.40 – $461.37
CHI Saint Joseph Health - Saint Joseph East Lexington $224.14 $77.40 – $507.78
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $281.02 $31.48 – $121.94
Adventhealth Manchester Manchester not published $81.65 – $81.65

All Kentucky hospitals for this procedure →