Radphm lcl tmr plnr bdy sgl day img at CHI Saint Joseph Health - Flaget Memorial Hospital

4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,157.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,084.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$843.78 with Humana vs $4,626.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $843.78 ↓ -61%
Humana Medicaid|All Plans $896.82 ↓ -58%
Aetna Medicaid|Better Health $915.12 ↓ -58%
United Medicaid|Community Plan $933.43 ↓ -57%
BCBS - Anthem Medicaid|All Plans $960.88 ↓ -55%
Passport by Molina Medicaid|All Plans $988.33 ↓ -54%
Wellcare Medicaid|All Plans $1,107.30 ↓ -49%
BCBS - Anthem Medicare|All Plans $1,250.10 ↓ -42%
Humana Medicare|All Plans $1,250.10 ↓ -42%
Wellcare Medicare|All Plans $1,250.10 ↓ -42%
United Medicare|All Plans $1,275.10 ↓ -41%
Aetna Medicare|All Plans $1,287.60 ↓ -40%
Passport by Molina Medicare|All Plans $1,312.61 ↓ -39%
CareSource Commercial|All Plans $2,500.20 ↑ +16%
United Commercial|Options $3,152.08 ↑ +46%
United Commercial|Non-Options $3,152.08 ↑ +46%
Cigna Commercial|PPO $3,711.32 ↑ +72%
Cigna Commercial|All Other Plans $3,711.32 ↑ +72%
Aetna Commercial|HMO $3,914.68 ↑ +81%
Aetna Commercial|PPO $3,914.68 ↑ +81%
Aetna Commercial|All Other Plans $3,914.68 ↑ +81%
Multiplan Commercial|All Plans $4,626.44 ↑ +114%

Visitor-reported prices

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Radphm lcl tmr plnr bdy sgl day img at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,002.68 $573.88 – $1,892.80
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $1,093.22 $624.35 – $2,714.53
CHI Saint Joseph Health - Saint Joseph London London $527.05 $210.92 – $1,344.07
CHI Saint Joseph Health - Saint Joseph East Lexington $1,922.42 $843.78 – $4,355.26
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $2,254.61 $445.38 – $1,725.36
Adventhealth Manchester Manchester not published $509.46 – $509.46

All Kentucky hospitals for this procedure →