Nuclear Stress Test (Heart) at CHI Saint Joseph Health - Flaget Memorial Hospital
4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772
$3,766.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,878.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,175.97 with Humana vs $8,078.98 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Commercial|All Plans | $1,175.97 | ↓ -69% |
| Wellcare | Medicare|All Plans | $1,250.10 | ↓ -67% |
| BCBS - Anthem | Medicare|All Plans | $1,250.10 | ↓ -67% |
| Humana | Medicare|All Plans | $1,250.10 | ↓ -67% |
| United | Medicare|All Plans | $1,275.10 | ↓ -66% |
| Aetna | Medicare|All Plans | $1,287.60 | ↓ -66% |
| Passport by Molina | Medicare|All Plans | $1,312.61 | ↓ -65% |
| Humana | Medicaid|All Plans | $1,566.08 | ↓ -58% |
| Aetna | Medicaid|Better Health | $1,598.04 | ↓ -58% |
| United | Medicaid|Community Plan | $1,630.01 | ↓ -57% |
| BCBS - Anthem | Medicaid|All Plans | $1,677.95 | ↓ -55% |
| Passport by Molina | Medicaid|All Plans | $1,725.89 | ↓ -54% |
| Wellcare | Medicaid|All Plans | $1,933.63 | ↓ -49% |
| CareSource | Commercial|All Plans | $2,500.20 | ↓ -34% |
| United | Commercial|Options | $5,504.36 | ↑ +46% |
| United | Commercial|Non-Options | $5,504.36 | ↑ +46% |
| Cigna | Commercial|PPO | $6,480.94 | ↑ +72% |
| Cigna | Commercial|All Other Plans | $6,480.94 | ↑ +72% |
| Aetna | Commercial|HMO | $6,836.06 | ↑ +81% |
| Aetna | Commercial|PPO | $6,836.06 | ↑ +81% |
| Aetna | Commercial|All Other Plans | $6,836.06 | ↑ +81% |
| Multiplan | Commercial|All Plans | $8,078.98 | ↑ +114% |
Visitor-reported prices
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Nuclear Stress Test (Heart) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $2,255.54 | $1,290.94 – $4,257.89 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $2,622.17 | $1,497.55 – $6,511.05 |
| CHI Saint Joseph Health - Saint Joseph London | London | $2,271.62 | $909.07 – $5,793.06 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $2,332.53 | $1,175.97 – $5,284.37 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $2,735.58 | $1,175.97 – $5,284.37 |
| Adventhealth Manchester | Manchester | $7,368.83 | $1,214.76 – $1,214.76 |