Instillation anticarcinogenic agent bladder at CHI Saint Joseph Health - Flaget Memorial Hospital
4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772
$351.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$828.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$146.06 with Humana vs $1,278.32 with CareSource — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicaid|All Plans | $146.06 | ↓ -58% |
| Aetna | Medicaid|Better Health | $149.04 | ↓ -58% |
| United | Medicaid|Community Plan | $152.03 | ↓ -57% |
| BCBS - Anthem | Medicaid|All Plans | $156.50 | ↓ -55% |
| Passport by Molina | Medicaid|All Plans | $160.97 | ↓ -54% |
| Wellcare | Medicaid|All Plans | $180.34 | ↓ -49% |
| United | Commercial|Options | $505.08 | ↑ +44% |
| United | Commercial|Non-Options | $505.08 | ↑ +44% |
| Cigna | Commercial|All Other Plans | $604.44 | ↑ +72% |
| Cigna | Commercial|PPO | $604.44 | ↑ +72% |
| Humana | Commercial|All Plans | $621.00 | ↑ +77% |
| Aetna | Commercial|All Other Plans | $637.56 | ↑ +81% |
| Aetna | Commercial|PPO | $637.56 | ↑ +81% |
| Aetna | Commercial|HMO | $637.56 | ↑ +81% |
| Humana | Medicare|All Plans | $639.16 | ↑ +82% |
| Wellcare | Medicare|All Plans | $639.16 | ↑ +82% |
| BCBS - Anthem | Medicare|All Plans | $639.16 | ↑ +82% |
| United | Medicare|All Plans | $651.94 | ↑ +86% |
| Aetna | Medicare|All Plans | $658.33 | ↑ +87% |
| Passport by Molina | Medicare|All Plans | $671.12 | ↑ +91% |
| Multiplan | Commercial|All Plans | $753.48 | ↑ +114% |
| CareSource | Commercial|All Plans | $1,278.32 | ↑ +264% |
Visitor-reported prices
Comments
Instillation anticarcinogenic agent bladder at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $273.33 | $156.44 – $515.97 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $151.44 | $92.14 – $343.07 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $177.60 | $88.56 – $343.07 |