Generator emblem MRI sicd subq at CHI Saint Joseph Health - Flaget Memorial Hospital
4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772
$2,545.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,000.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.46 with Humana vs $136.50 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicaid|All Plans | $26.46 | ↓ -99% |
| Aetna | Medicaid|Better Health | $27.00 | ↓ -99% |
| United | Medicaid|Community Plan | $27.54 | ↓ -99% |
| BCBS - Anthem | Medicaid|All Plans | $28.35 | ↓ -99% |
| Passport by Molina | Medicaid|All Plans | $29.16 | ↓ -99% |
| Wellcare | Medicaid|All Plans | $32.67 | ↓ -99% |
| BCBS - Anthem | Commercial|Pathway | $88.50 | ↓ -97% |
| United | Commercial|Options | $90.00 | ↓ -96% |
| United | Commercial|Non-Options | $90.00 | ↓ -96% |
| BCBS - Anthem | Commercial|HMO PPO | $100.50 | ↓ -96% |
| Cigna | Commercial|PPO | $109.50 | ↓ -96% |
| Cigna | Commercial|All Other Plans | $109.50 | ↓ -96% |
| Humana | Commercial|All Plans | $112.50 | ↓ -96% |
| Aetna | Commercial|All Other Plans | $115.50 | ↓ -95% |
| Aetna | Commercial|PPO | $115.50 | ↓ -95% |
| Aetna | Commercial|HMO | $115.50 | ↓ -95% |
| Multiplan | Commercial|All Plans | $136.50 | ↓ -95% |
Visitor-reported prices
Comments
Generator emblem MRI sicd subq at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $2,892.33 | $41.39 – $136.50 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $2,198.89 | $31.40 – $136.50 |
| CHI Saint Joseph Health - Saint Joseph London | London | $2,141.02 | $21.42 – $136.50 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $2,410.05 | $36.66 – $136.50 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $3,021.71 | $35.24 – $136.50 |