Dress/debride pt-thick burn/<5% bs 16020 at CHI Saint Joseph Health - Flaget Memorial Hospital

4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$237.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$560.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.79 with Humana vs $509.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicaid|All Plans $98.79 ↓ -58%
Aetna Medicaid|Better Health $100.80 ↓ -58%
United Medicaid|Community Plan $102.82 ↓ -57%
BCBS - Anthem Medicaid|All Plans $105.84 ↓ -55%
Passport by Molina Medicaid|All Plans $108.87 ↓ -54%
Wellcare Medicaid|All Plans $121.97 ↓ -49%
BCBS - Anthem Medicare|All Plans $190.27 ↓ -20%
Humana Medicare|All Plans $190.27 ↓ -20%
Wellcare Medicare|All Plans $190.27 ↓ -20%
United Medicare|All Plans $194.08 ↓ -18%
Aetna Medicare|All Plans $195.98 ↓ -18%
Passport by Molina Medicare|All Plans $199.78 ↓ -16%
United Commercial|Non-Options $341.60 ↑ +44%
United Commercial|Options $341.60 ↑ +44%
CareSource Commercial|All Plans $380.54 ↑ +60%
Cigna Commercial|PPO $408.80 ↑ +72%
Cigna Commercial|All Other Plans $408.80 ↑ +72%
Humana Commercial|All Plans $420.00 ↑ +77%
Aetna Commercial|HMO $431.20 ↑ +81%
Aetna Commercial|PPO $431.20 ↑ +81%
Aetna Commercial|All Other Plans $431.20 ↑ +81%
Multiplan Commercial|All Plans $509.60 ↑ +114%

Visitor-reported prices

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Dress/debride pt-thick burn/<5% bs 16020 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $195.72 $112.02 – $369.46
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $228.32 $130.40 – $566.93
CHI Saint Joseph Health - Saint Joseph London London $167.00 $66.84 – $425.88
CHI Saint Joseph Health - Saint Joseph East Lexington $243.42 $148.11 – $551.46
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $305.20 $142.35 – $551.46
Adventhealth Manchester Manchester $624.41 $188.25 – $188.25

All Kentucky hospitals for this procedure →