Brain MRA (blood vessel MRI, with and without contrast) at CHI Saint Joseph Health - Flaget Memorial Hospital

4305 NEW SHEPHERDSVILLE RD, Bardstown, KY · CommonSpirit Health · · NPI 1871588772

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,258.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,965.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$341.98 with Wellcare vs $2,698.15 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $341.98 ↓ -73%
BCBS - Anthem Medicare|All Plans $341.98 ↓ -73%
Humana Medicare|All Plans $341.98 ↓ -73%
United Medicare|All Plans $348.82 ↓ -72%
Aetna Medicare|All Plans $352.24 ↓ -72%
Passport by Molina Medicare|All Plans $359.08 ↓ -71%
Humana Medicaid|All Plans $523.03 ↓ -58%
Aetna Medicaid|Better Health $533.70 ↓ -58%
United Medicaid|Community Plan $544.38 ↓ -57%
BCBS - Anthem Medicaid|All Plans $560.39 ↓ -55%
Passport by Molina Medicaid|All Plans $576.40 ↓ -54%
Wellcare Medicaid|All Plans $645.78 ↓ -49%
CareSource Commercial|All Plans $683.96 ↓ -46%
BCBS - Anthem Commercial|Pathway $1,375.00 ↑ +9%
Humana Commercial|All Plans $1,459.70 ↑ +16%
BCBS - Anthem Commercial|HMO PPO $1,624.00 ↑ +29%
Cigna Commercial|All Other Plans $2,164.45 ↑ +72%
Cigna Commercial|PPO $2,164.45 ↑ +72%
Aetna Commercial|All Other Plans $2,283.05 ↑ +81%
Aetna Commercial|PPO $2,283.05 ↑ +81%
Aetna Commercial|HMO $2,283.05 ↑ +81%
United Commercial|Non-Options $2,567.00 ↑ +104%
United Commercial|Options $2,567.00 ↑ +104%
Multiplan Commercial|All Plans $2,698.15 ↑ +114%

Visitor-reported prices

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Brain MRA (blood vessel MRI, with and without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,494.86 $855.57 – $2,821.91
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $981.81 $560.72 – $2,437.89
CHI Saint Joseph Health - Saint Joseph London London $1,101.56 $440.83 – $2,809.17
CHI Saint Joseph Health - Saint Joseph East Lexington $1,484.59 $567.00 – $3,363.36
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,839.58 $567.00 – $3,553.55
Adventhealth Manchester Manchester $5,996.36 $327.35 – $327.35

All Kentucky hospitals for this procedure →