Knee MRI (with contrast) at Barbourville ARH Hospital

80 Hospital Dr, Barbourville, KY · Arh · · NPI 1992176655

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$2,851.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,753.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$760.00 with Anthem HMO vs $4,182.64 with Aetna POS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem HMO Commercial $760.00 ↓ -73%
Anthem Traditional/PPO Commercial $760.00 ↓ -73%
Aetna Better Health Medicaid $808.01 ↓ -72%
Anthem Medicaid $808.01 ↓ -72%
Humana Medicaid $808.01 ↓ -72%
Optum CCN Region 2 Veterans Affairs Plan $816.09 ↓ -71%
Anthem Medicare Advantage $816.09 ↓ -71%
Optum CCN Region 1 Veterans Affairs Plan $816.09 ↓ -71%
Humana Medicare $816.09 ↓ -71%
WellCare of Kentucky Medicare $816.09 ↓ -71%
WellCare of Kentucky Medicaid $816.09 ↓ -71%
Passport Molina Medicaid $824.17 ↓ -71%
Aetna Medicare $1,140.72 ↓ -60%
United Healthcare Medicare $1,378.37 ↓ -52%
UMR Commercial $2,119.84 ↓ -26%
United Healthcare HMO Commercial $2,119.84 ↓ -26%
United Healthcare PPO Commercial $2,119.84 ↓ -26%
CareSoure Kentucky Commercial $3,089.45 ↑ +8%
Aetna PPO Commercial $4,182.64 ↑ +47%
Aetna POS Commercial $4,182.64 ↑ +47%

Visitor-reported prices

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Knee MRI (with contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,241.29 $710.45 – $2,343.25
Marcum Wallace Hospital Irvine $2,724.00 not published
Lourdes Hospital Paducah $2,841.60 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $1,132.80 $646.95 – $2,812.81
CHI Saint Joseph Health - Saint Joseph London London $1,257.85 $503.37 – $3,207.75
CHI Saint Joseph Health - Saint Joseph East Lexington $993.35 $567.00 – $2,250.43
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,185.52 $530.64 – $2,055.69
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,096.35 $455.82 – $2,351.44

All Kentucky hospitals for this procedure →