P-32 chromic phos ther per mci at MercyOne West Des Moines Medical Center

1755 59th Place, West Des Moines, IA · MercyOne · · NPI 1538395975

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,730.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,730.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$347.73 with HEALTH CHOICES vs $3,292.52 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $347.73 ↓ -80%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $347.73 ↓ -80%
MEDICAL MUTUAL AETNA $600.31 ↓ -65%
CHRISTIAN BROTHER SERVICES AETNA $600.31 ↓ -65%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $600.31 ↓ -65%
LUCENT HEALTH AETNA $600.31 ↓ -65%
AETNA AETNA $600.31 ↓ -65%
ASR HEALTH BENEFITS AETNA $600.31 ↓ -65%
1199 NATIONAL BENEFIT FUND AETNA $600.31 ↓ -65%
FIRST HEALTH AETNA $600.31 ↓ -65%
AETNA DOMESTIC AETNA $600.31 ↓ -65%
COVENTRY AETNA $600.31 ↓ -65%
ALLIED BENEFIT SYSTEMS AETNA $600.31 ↓ -65%
MERITAIN AETNA $600.31 ↓ -65%
WEBTPA AETNA $600.31 ↓ -65%
LUMINARE HEALTH AETNA $600.31 ↓ -65%
CIGNA EAP CIGNA $1,038.00 ↓ -40%
CIGNA CIGNA $1,038.00 ↓ -40%
HEALTH PARTNERS HEALTH PARTNERS $1,098.55 ↓ -37%
MIDLANDS MIDLANDS CHOICE PPO $1,124.50 ↓ -35%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,124.50 ↓ -35%
MEDICA MIDLANDS CHOICE PPO $1,124.50 ↓ -35%
AUXIANT MIDLANDS CHOICE PPO $1,124.50 ↓ -35%
USA MANAGED CARE USA MANAGED CARE $1,470.50 ↓ -15%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,730.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $1,730.00 ↑ +0%
GEHA UNITED HEALTHCARE $3,292.52 ↑ +90%
UNITED HEALTHCARE UNITED HEALTHCARE $3,292.52 ↑ +90%

Visitor-reported prices

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P-32 chromic phos ther per mci at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,730.00 $617.61 – $1,730.00
MercyOne New Hampton Medical Center New Hampton $1,730.00 $684.91 – $1,730.00
MercyOne Dyersville Medical Center Dyersville $1,730.00 $653.94 – $1,947.29
MercyOne Clinton Medical Center Clinton $1,730.00 $489.59 – $1,730.00
MercyOne Oelwein Medical Center Oelwein $1,730.00 $661.21 – $1,730.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,730.00 $406.55 – $1,730.00
MercyOne Elkader Medical Center Elkader $1,730.00 $890.43 – $1,808.20
MercyOne Des Moines Medical Center Des Moines $1,730.00 $347.73 – $3,292.52

All Iowa hospitals for this procedure →