X-ray thoracolumbar spine including skull cervical & sacral spine 1 view at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$128.01
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$160.01
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$11.51 with Aetna vs $203.40 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $11.51 | ↓ -91% |
| Molina | Medicare Advantage | $11.74 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $11.74 | ↓ -91% |
| United Healthcare | Medicare Advantage | $12.09 | ↓ -91% |
| Humana | Medicare Advantage | $12.09 | ↓ -91% |
| Amerivantage | Medicare Advantage | $12.09 | ↓ -91% |
| United Healthcare | HMO | $17.11 | ↓ -87% |
| United Healthcare | PPO | $17.11 | ↓ -87% |
| Wellmark UPH Self-Funded | Commercial | $21.10 | ↓ -84% |
| Wellmark Blue Cross and Blue Shield | HMO | $21.10 | ↓ -84% |
| Cigna/Midlands | Commercial | $24.47 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | PPO | $24.90 | ↓ -81% |
| Health Partners Open Network | Commercial | $27.56 | ↓ -78% |
| Iowa Total Care | Managed Medicaid | $72.98 | ↓ -43% |
| Amerigroup | Managed Medicaid | $72.98 | ↓ -43% |
| Medica Exchange Inspire | Commercial | $75.36 | ↓ -41% |
| Medica Exchange Insure | Commercial | $84.33 | ↓ -34% |
| Aetna | HMO | $195.51 | ↑ +53% |
| Aetna | PPO | $203.40 | ↑ +59% |
Visitor-reported prices
Comments
X-ray thoracolumbar spine including skull cervical & sacral spine 1 view at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $163.15 | $58.99 – $251.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $144.60 | $84.28 – $118.00 |
| MercyOne Dubuque Medical Center | Dubuque | $159.90 | $78.07 – $246.00 |
| MercyOne Clinton Medical Center | Clinton | $178.10 | $77.54 – $274.00 |
| MercyOne Des Moines Medical Center | Des Moines | $219.05 | $67.74 – $337.00 |
| MercyOne Newton Medical Center | Newton | $149.50 | $82.37 – $230.00 |
| MercyOne North Iowa Medical Center | Mason City | $163.15 | $64.26 – $251.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $158.40 | $84.28 – $118.00 |