Plcmnt ureteral stent pq w/img new w/cath at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$6,873.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,592.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$304.87 with Aetna vs $7,967.87 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $304.87 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $310.97 | ↓ -95% |
| Molina | Medicare Advantage | $310.97 | ↓ -95% |
| United Healthcare | Medicare Advantage | $320.11 | ↓ -95% |
| Amerivantage | Medicare Advantage | $320.11 | ↓ -95% |
| Humana | Medicare Advantage | $320.11 | ↓ -95% |
| Health Partners Open Network | Commercial | $629.50 | ↓ -91% |
| Wellmark UPH Self-Funded | Commercial | $642.40 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | HMO | $642.40 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | PPO | $755.80 | ↓ -89% |
| Cigna/Midlands | Commercial | $810.71 | ↓ -88% |
| United Healthcare | PPO | $1,103.74 | ↓ -84% |
| United Healthcare | HMO | $1,103.74 | ↓ -84% |
| Amerigroup | Managed Medicaid | $2,858.76 | ↓ -58% |
| Iowa Total Care | Managed Medicaid | $2,858.76 | ↓ -58% |
| Medica Exchange Inspire | Commercial | $2,977.32 | ↓ -57% |
| Medica Exchange Insure | Commercial | $3,331.31 | ↓ -52% |
| Aetna | HMO | $7,658.44 | ↑ +11% |
| Aetna | PPO | $7,967.87 | ↑ +16% |
Visitor-reported prices
Comments
Plcmnt ureteral stent pq w/img new w/cath at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $4,014.00 | $3,301.42 – $4,348.50 |
| MercyOne Des Moines Medical Center | Des Moines | $12,468.30 | $2,570.39 – $12,788.00 |
| MercyOne North Iowa Medical Center | Mason City | $9,609.60 | $2,523.14 – $9,856.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $4,636.20 | $3,301.42 – $4,621.99 |
| UnityPoint Health - Finley Hospital | Dubuque | $6,873.60 | $304.87 – $3,952.32 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $6,873.60 | $304.87 – $3,431.60 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $10,349.49 | $304.87 – $3,803.44 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $6,873.60 | $304.87 – $6,977.97 |