Platelets pheresis leukocytes reduced cmv negative irradiated each unit at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$682.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$852.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$380.64 with Iowa Total Care vs $1,251.47 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Iowa Total Care Managed Medicaid $380.64 ↓ -44%
Amerigroup Managed Medicaid $380.64 ↓ -44%
Medica Exchange Inspire Commercial $401.58 ↓ -41%
Medica Exchange Insure Commercial $449.33 ↓ -34%
Wellmark Blue Cross and Blue Shield PPO $459.23 ↓ -33%
Wellmark Blue Cross and Blue Shield HMO $459.23 ↓ -33%
Wellmark UPH Self-Funded Commercial $459.23 ↓ -33%
Aetna Medicare Advantage $468.41 ↓ -31%
Wellmark Blue Cross and Blue Shield Medicare Advantage $468.41 ↓ -31%
Molina Medicare Advantage $468.41 ↓ -31%
Humana Medicare Advantage $482.19 ↓ -29%
United Healthcare Medicare Advantage $482.19 ↓ -29%
Amerivantage Medicare Advantage $482.19 ↓ -29%
Cigna/Midlands Commercial $551.65 ↓ -19%
Health Partners Open Network Commercial $657.00 ↓ -4%
Aetna HMO $1,019.72 ↑ +49%
Aetna PPO $1,027.99 ↑ +51%
United Healthcare HMO $1,251.47 ↑ +83%
United Healthcare PPO $1,251.47 ↑ +83%

Visitor-reported prices

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Platelets pheresis leukocytes reduced cmv negative irradiated each unit at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $1,146.60 $332.00 – $1,764.00
MercyOne Dubuque Medical Center Dubuque $1,146.60 $306.00 – $1,764.00
MercyOne Dyersville Medical Center Dyersville $1,170.65 $680.78 – $2,027.21
MercyOne Clinton Medical Center Clinton $1,146.60 $314.00 – $1,764.00
MercyOne Oelwein Medical Center Oelwein $1,170.65 $688.34 – $1,801.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,146.60 $403.00 – $1,764.00
MercyOne Elkader Medical Center Elkader $1,170.65 $926.97 – $1,882.41
MercyOne West Des Moines Medical Center West Des Moines $1,764.00 $354.56 – $1,764.00

All Iowa hospitals for this procedure →