Pericardial drain w/cath pq w/ct guid at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$560.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$701.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$186.32 with Aetna vs $701.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $186.32 ↓ -67%
Molina Medicare Advantage $190.05 ↓ -66%
Wellmark Blue Cross and Blue Shield Medicare Advantage $190.05 ↓ -66%
Amerivantage Medicare Advantage $195.64 ↓ -65%
Humana Medicare Advantage $195.64 ↓ -65%
United Healthcare Medicare Advantage $195.64 ↓ -65%
Health Partners Open Network Commercial $227.12 ↓ -60%
Medica Exchange Inspire Commercial $288.34 ↓ -49%
Aetna HMO $306.09 ↓ -45%
Aetna PPO $306.09 ↓ -45%
Medica Exchange Insure Commercial $322.62 ↓ -42%
Cigna/Midlands Commercial $396.08 ↓ -29%
Wellmark Blue Cross and Blue Shield HMO $410.40 ↓ -27%
Wellmark UPH Self-Funded Commercial $410.40 ↓ -27%
Wellmark Blue Cross and Blue Shield PPO $482.80 ↓ -14%
United Healthcare PPO $701.00 ↑ +25%
United Healthcare HMO $701.00 ↑ +25%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Pericardial drain w/cath pq w/ct guid at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $543.00 not published
MercyOne Clinton Medical Center Clinton $743.60 $323.75 – $1,144.00
MercyOne Genesis Davenport Medical Center Davenport $570.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $570.00 $693.50 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $3,871.00 $186.32 – $3,870.99
UnityPoint Health - Grinnell Regional Medical Center Grinnell $3,613.00 $186.32 – $1,820.05
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,865.92 $186.32 – $1,420.72
UnityPoint Health - Jones Regional Medical Center Anamosa $560.80 $186.32 – $499.02

All Iowa hospitals for this procedure →