Nerve conduction studies 3-4 at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$266.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$333.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.31 with Aetna vs $258.11 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $40.31 | ↓ -85% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $41.12 | ↓ -85% |
| Molina | Medicare Advantage | $41.12 | ↓ -85% |
| United Healthcare | Medicare Advantage | $42.33 | ↓ -84% |
| Amerivantage | Medicare Advantage | $42.33 | ↓ -84% |
| Humana | Medicare Advantage | $42.33 | ↓ -84% |
| Wellmark UPH Self-Funded | Commercial | $91.40 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | HMO | $91.40 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | PPO | $107.50 | ↓ -60% |
| Cigna/Midlands | Commercial | $109.20 | ↓ -59% |
| Health Partners Open Network | Commercial | $114.37 | ↓ -57% |
| United Healthcare | PPO | $131.21 | ↓ -51% |
| United Healthcare | HMO | $131.21 | ↓ -51% |
| Medica Exchange Inspire | Commercial | $132.37 | ↓ -50% |
| Aetna | HMO | $140.81 | ↓ -47% |
| Medica Exchange Insure | Commercial | $148.11 | ↓ -44% |
| Aetna | PPO | $170.21 | ↓ -36% |
| Amerigroup | Managed Medicaid | $258.11 | ↓ -3% |
| Iowa Total Care | Managed Medicaid | $258.11 | ↓ -3% |
Visitor-reported prices
Comments
Nerve conduction studies 3-4 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $490.10 | $42.81 – $540.10 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $327.00 | $298.08 – $354.25 |
| MercyOne New Hampton Medical Center | New Hampton | $295.75 | $180.13 – $455.00 |
| MercyOne Des Moines Medical Center | Des Moines | $936.65 | $42.81 – $1,441.00 |
| MercyOne North Iowa Medical Center | Mason City | $352.00 | $41.11 – $467.79 |
| MercyOne Genesis Davenport Medical Center | Davenport | $364.20 | $298.08 – $394.55 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $165.00 | $123.37 – $2,679.00 |
| UnityPoint Health - Finley Hospital | Dubuque | $266.40 | $40.31 – $273.79 |