N-invas est c ffr sw aly cta at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$2,246.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,808.53
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.38 with Aetna vs $2,350.40 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $32.38 | ↓ -99% |
| Molina | Medicare Advantage | $33.03 | ↓ -99% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $33.03 | ↓ -99% |
| United Healthcare | Medicare Advantage | $34.00 | ↓ -98% |
| Humana | Medicare Advantage | $34.00 | ↓ -98% |
| Amerivantage | Medicare Advantage | $34.00 | ↓ -98% |
| United Healthcare | HMO | $46.94 | ↓ -98% |
| United Healthcare | PPO | $46.94 | ↓ -98% |
| Wellmark UPH Self-Funded | Commercial | $66.70 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | HMO | $66.70 | ↓ -97% |
| Cigna/Midlands | Commercial | $68.84 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | PPO | $78.50 | ↓ -97% |
| Amerigroup | Managed Medicaid | $843.29 | ↓ -62% |
| Iowa Total Care | Managed Medicaid | $843.29 | ↓ -62% |
| Medica Exchange Inspire | Commercial | $1,322.82 | ↓ -41% |
| Health Partners Open Network | Commercial | $1,455.54 | ↓ -35% |
| Medica Exchange Insure | Commercial | $1,480.10 | ↓ -34% |
| Aetna | HMO | $2,259.12 | ↑ +1% |
| Aetna | PPO | $2,350.40 | ↑ +5% |
Visitor-reported prices
Comments
N-invas est c ffr sw aly cta at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $1,881.10 | $680.09 – $3,323.92 |
| MercyOne Des Moines Medical Center | Des Moines | $2,854.80 | $21.94 – $4,392.00 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,534.40 | $32.38 – $1,857.84 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,534.40 | $32.38 – $1,012.27 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,534.40 | $32.38 – $1,315.08 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,534.40 | $32.38 – $68.84 |
| UnityPoint Health - Marshalltown | Marshalltown | $2,246.83 | $32.38 – $1,348.09 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,534.40 | $21.06 – $1,518.97 |