Mayo fbl culture fungi blood at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$41.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$52.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.28 with United Healthcare vs $28.64 with Health Partners Open Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $12.28 | ↓ -70% |
| United Healthcare | PPO | $12.28 | ↓ -70% |
| Aetna | PPO | $17.43 | ↓ -58% |
| Aetna | HMO | $17.78 | ↓ -57% |
| Wellmark Blue Cross and Blue Shield | PPO | $20.46 | ↓ -51% |
| Wellmark Blue Cross and Blue Shield | HMO | $20.46 | ↓ -51% |
| Wellmark UPH Self-Funded | Commercial | $20.46 | ↓ -51% |
| Molina | Medicare Advantage | $20.87 | ↓ -50% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $20.87 | ↓ -50% |
| Aetna | Medicare Advantage | $20.87 | ↓ -50% |
| Humana | Medicare Advantage | $21.48 | ↓ -48% |
| United Healthcare | Medicare Advantage | $21.48 | ↓ -48% |
| Amerivantage | Medicare Advantage | $21.48 | ↓ -48% |
| Medica Exchange Inspire | Commercial | $22.71 | ↓ -45% |
| Medica Exchange Insure | Commercial | $25.41 | ↓ -39% |
| Cigna/Midlands | Commercial | $26.60 | ↓ -36% |
| Health Partners Open Network | Commercial | $28.64 | ↓ -31% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Mayo fbl culture fungi blood at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $73.45 | $19.83 – $113.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $94.80 | $20.46 – $20.46 |
| MercyOne Dubuque Medical Center | Dubuque | $106.60 | $19.83 – $164.00 |
| MercyOne New Hampton Medical Center | New Hampton | $106.60 | $64.93 – $164.00 |
| MercyOne Dyersville Medical Center | Dyersville | $309.40 | $179.93 – $535.79 |
| MercyOne Clinton Medical Center | Clinton | $106.60 | $19.83 – $164.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $73.45 | $19.83 – $113.00 |
| MercyOne Elkader Medical Center | Elkader | $309.40 | $245.00 – $497.52 |