Mayo carnitine total and free quantitative each specimen plasma at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$64.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.12 with United Healthcare vs $42.34 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare PPO $10.12 ↓ -84%
United Healthcare HMO $10.12 ↓ -84%
Wellmark Blue Cross and Blue Shield HMO $16.87 ↓ -74%
Wellmark Blue Cross and Blue Shield PPO $16.87 ↓ -74%
Wellmark UPH Self-Funded Commercial $16.87 ↓ -74%
Molina Medicare Advantage $17.21 ↓ -73%
Wellmark Blue Cross and Blue Shield Medicare Advantage $17.21 ↓ -73%
Aetna Medicare Advantage $17.21 ↓ -73%
Humana Medicare Advantage $17.71 ↓ -72%
United Healthcare Medicare Advantage $17.71 ↓ -72%
Amerivantage Medicare Advantage $17.71 ↓ -72%
Cigna/Midlands Commercial $21.93 ↓ -66%
Health Partners Open Network Commercial $26.24 ↓ -59%
Aetna PPO $28.68 ↓ -55%
Aetna HMO $28.68 ↓ -55%
Medica Exchange Inspire Commercial $37.84 ↓ -41%
Medica Exchange Insure Commercial $42.34 ↓ -34%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Mayo carnitine total and free quantitative each specimen plasma at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $146.90 $16.35 – $87.00
MercyOne Genesis Davenport West Medical Center Davenport $211.80 $16.87 – $16.87
MercyOne Dubuque Medical Center Dubuque $311.35 $16.35 – $479.00
MercyOne Clinton Medical Center Clinton $378.95 $16.35 – $583.00
MercyOne West Des Moines Medical Center West Des Moines $187.00 $16.35 – $87.00
MercyOne Des Moines Medical Center Des Moines $121.55 $16.35 – $187.00
MercyOne Centerville Medical Center Centerville $87.00 $16.53 – $87.00
MercyOne Newton Medical Center Newton $56.55 $16.35 – $87.00

All Iowa hospitals for this procedure →