Manipulation chest wall demonstration/evaluation subsequent at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$96.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$120.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$33.96 with Aetna vs $106.84 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $33.96 | ↓ -65% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $34.64 | ↓ -64% |
| Molina | Medicare Advantage | $34.64 | ↓ -64% |
| United Healthcare | Medicare Advantage | $35.66 | ↓ -63% |
| Humana | Medicare Advantage | $35.66 | ↓ -63% |
| Amerivantage | Medicare Advantage | $35.66 | ↓ -63% |
| Health Partners Open Network | Commercial | $49.05 | ↓ -49% |
| Medica Exchange Inspire | Commercial | $56.67 | ↓ -41% |
| Medica Exchange Insure | Commercial | $63.41 | ↓ -34% |
| Aetna | HMO | $64.25 | ↓ -33% |
| United Healthcare | PPO | $69.26 | ↓ -28% |
| United Healthcare | HMO | $69.26 | ↓ -28% |
| Wellmark UPH Self-Funded | Commercial | $73.10 | ↓ -24% |
| Wellmark Blue Cross and Blue Shield | HMO | $73.10 | ↓ -24% |
| Aetna | PPO | $76.40 | ↓ -21% |
| Cigna/Midlands | Commercial | $77.85 | ↓ -19% |
| Wellmark Blue Cross and Blue Shield | PPO | $86.00 | ↓ -11% |
| Amerigroup | Managed Medicaid | $106.84 | ↑ +11% |
| Iowa Total Care | Managed Medicaid | $106.84 | ↑ +11% |
Visitor-reported prices
Comments
Manipulation chest wall demonstration/evaluation subsequent at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $104.00 | $37.60 – $257.09 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $86.40 | $74.75 – $123.39 |
| MercyOne Dubuque Medical Center | Dubuque | $95.55 | $52.48 – $265.84 |
| MercyOne Dyersville Medical Center | Dyersville | $151.45 | $88.07 – $262.26 |
| MercyOne Clinton Medical Center | Clinton | $148.85 | $64.81 – $284.72 |
| MercyOne Oelwein Medical Center | Oelwein | $151.45 | $89.05 – $233.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $104.00 | $37.60 – $265.00 |
| MercyOne Elkader Medical Center | Elkader | $151.45 | $119.93 – $243.53 |