healthcosts.net
Laryngoscopy w/bx & op scope at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$520.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$651.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$188.23 with Aetna vs $3,056.02 with Amerigroup — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $188.23 | ↓ -64% |
| Molina | Medicare Advantage | $191.99 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $191.99 | ↓ -63% |
| Amerivantage | Medicare Advantage | $197.64 | ↓ -62% |
| United Healthcare | Medicare Advantage | $197.64 | ↓ -62% |
| Humana | Medicare Advantage | $197.64 | ↓ -62% |
| Wellmark Blue Cross and Blue Shield | HMO | $387.60 | ↓ -26% |
| Wellmark UPH Self-Funded | Commercial | $387.60 | ↓ -26% |
| Health Partners Open Network | Commercial | $402.94 | ↓ -23% |
| Wellmark Blue Cross and Blue Shield | PPO | $456.00 | ↓ -12% |
| Aetna | HMO | $482.58 | ↓ -7% |
| Cigna/Midlands | Commercial | $502.55 | ↓ -4% |
| Aetna | PPO | $574.99 | ↑ +10% |
| United Healthcare | HMO | $650.31 | ↑ +25% |
| United Healthcare | PPO | $650.31 | ↑ +25% |
| Iowa Total Care | Managed Medicaid | $3,056.02 | ↑ +487% |
| Amerigroup | Managed Medicaid | $3,056.02 | ↑ +487% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Laryngoscopy w/bx & op scope at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $27,168.85 | $57.09 – $7,204.26 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $516.00 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $16,018.86 | $2.97 – $7,449.57 |
| MercyOne Clinton Medical Center | Clinton | $16,951.82 | $57.09 – $7,978.49 |
| MercyOne Des Moines Medical Center | Des Moines | $17,407.85 | $57.09 – $7,238.26 |
| MercyOne North Iowa Medical Center | Mason City | $30,078.05 | $31.45 – $8,077.38 |
| MercyOne Genesis Davenport Medical Center | Davenport | $541.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $541.80 | $659.19 – $2,679.00 |