Heavy metal qual any number at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$52.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.56 with United Healthcare vs $35.60 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare PPO $12.56 ↓ -76%
United Healthcare HMO $12.56 ↓ -76%
Medica Exchange Inspire Commercial $18.92 ↓ -64%
Wellmark Blue Cross and Blue Shield PPO $20.94 ↓ -60%
Wellmark Blue Cross and Blue Shield HMO $20.94 ↓ -60%
Wellmark UPH Self-Funded Commercial $20.94 ↓ -60%
Medica Exchange Insure Commercial $21.17 ↓ -60%
Wellmark Blue Cross and Blue Shield Medicare Advantage $21.36 ↓ -60%
Molina Medicare Advantage $21.36 ↓ -60%
Aetna Medicare Advantage $21.36 ↓ -60%
Humana Medicare Advantage $21.99 ↓ -58%
United Healthcare Medicare Advantage $21.99 ↓ -58%
Amerivantage Medicare Advantage $21.99 ↓ -58%
Cigna/Midlands Commercial $26.00 ↓ -51%
Health Partners Open Network Commercial $29.32 ↓ -44%
Aetna PPO $35.60 ↓ -33%
Aetna HMO $35.60 ↓ -33%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

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Heavy metal qual any number at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $52.80 $3.50 – $32.14
UnityPoint Health - Grinnell Regional Medical Center Grinnell $52.80 $12.56 – $25.07
UnityPoint Health - Iowa Lutheran Hospital Des Moines $52.80 $10.53 – $29.32
UnityPoint Health - Jones Regional Medical Center Anamosa $52.80 $12.56 – $35.64
UnityPoint Health - Marshalltown Marshalltown $52.80 $12.56 – $27.22
UnityPoint Health - St. Lukes Downtown Sioux City $52.80 $10.45 – $29.32
UnityPoint Health - Trinity Bettendorf Bettendorf $52.80 $12.56 – $33.50
UnityPoint Health - Trinity Muscatine Muscatine $52.80 $3.50 – $33.50

All Iowa hospitals for this procedure →