Ghs simple repair 5.1 - 7.5 cm - 12014 at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$341.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$427.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.56 with Aetna vs $234.54 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $65.56 ↓ -81%
Molina Medicare Advantage $66.87 ↓ -80%
Wellmark Blue Cross and Blue Shield Medicare Advantage $66.87 ↓ -80%
Amerivantage Medicare Advantage $68.84 ↓ -80%
Humana Medicare Advantage $68.84 ↓ -80%
United Healthcare Medicare Advantage $68.84 ↓ -80%
Medica Exchange Inspire Commercial $127.55 ↓ -63%
Wellmark UPH Self-Funded Commercial $131.60 ↓ -61%
Wellmark Blue Cross and Blue Shield HMO $131.60 ↓ -61%
Medica Exchange Insure Commercial $142.71 ↓ -58%
Health Partners Open Network Commercial $146.24 ↓ -57%
Wellmark Blue Cross and Blue Shield PPO $154.80 ↓ -55%
Iowa Total Care Managed Medicaid $164.70 ↓ -52%
Amerigroup Managed Medicaid $164.70 ↓ -52%
Cigna/Midlands Commercial $175.21 ↓ -49%
Aetna HMO $177.71 ↓ -48%
Aetna PPO $213.10 ↓ -38%
United Healthcare HMO $234.54 ↓ -31%
United Healthcare PPO $234.54 ↓ -31%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs simple repair 5.1 - 7.5 cm - 12014 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $270.00 $190.20 – $266.28
MercyOne Des Moines Medical Center Des Moines $420.00 $23.01 – $298.09
MercyOne Centerville Medical Center Centerville $424.00 $73.75 – $424.00
MercyOne Genesis Davenport Medical Center Davenport $326.40 $190.20 – $266.28
MercyOne Genesis DeWitt Medical Center DeWitt $326.40 $184.96 – $334.34
UnityPoint Health - Finley Hospital Dubuque $341.60 $65.56 – $197.31
UnityPoint Health - Grinnell Regional Medical Center Grinnell $441.11 $65.56 – $222.21
UnityPoint Health - Iowa Lutheran Hospital Des Moines $615.66 $65.56 – $226.25

All Iowa hospitals for this procedure →