Ghs refill of implantable pump at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$189.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$237.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.03 with Medica Exchange Inspire vs $274.93 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $32.03 | ↓ -83% |
| Medica Exchange Insure | Commercial | $35.84 | ↓ -81% |
| Cigna/Midlands | Commercial | $44.00 | ↓ -77% |
| Aetna | Medicare Advantage | $76.49 | ↓ -60% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $78.02 | ↓ -59% |
| Molina | Medicare Advantage | $78.02 | ↓ -59% |
| Humana | Medicare Advantage | $80.31 | ↓ -58% |
| United Healthcare | Medicare Advantage | $80.31 | ↓ -58% |
| Amerivantage | Medicare Advantage | $80.31 | ↓ -58% |
| Health Partners Open Network | Commercial | $153.41 | ↓ -19% |
| Wellmark UPH Self-Funded | Commercial | $174.20 | ↓ -8% |
| Wellmark Blue Cross and Blue Shield | HMO | $174.20 | ↓ -8% |
| Aetna | HMO | $199.59 | ↑ +5% |
| Wellmark Blue Cross and Blue Shield | PPO | $204.90 | ↑ +8% |
| United Healthcare | PPO | $218.61 | ↑ +15% |
| United Healthcare | HMO | $218.61 | ↑ +15% |
| Aetna | PPO | $238.56 | ↑ +26% |
| Amerigroup | Managed Medicaid | $274.93 | ↑ +45% |
| Iowa Total Care | Managed Medicaid | $274.93 | ↑ +45% |
Visitor-reported prices
Comments
Ghs refill of implantable pump at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $237.00 | $256.75 – $317.50 |
| MercyOne Des Moines Medical Center | Des Moines | $473.20 | $146.33 – $728.00 |
| MercyOne North Iowa Medical Center | Mason City | $260.00 | $43.63 – $715.60 |
| MercyOne Genesis Davenport Medical Center | Davenport | $311.40 | $317.50 – $337.35 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $311.40 | $176.46 – $195.64 |
| UnityPoint Health - Finley Hospital | Dubuque | $427.39 | $76.49 – $427.38 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $189.60 | $76.49 – $330.02 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $320.40 | $76.49 – $319.57 |