Fetal fibronectin at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$291.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$364.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.65 with United Healthcare vs $191.97 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $38.65 | ↓ -87% |
| United Healthcare | PPO | $38.65 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | PPO | $64.41 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | HMO | $64.41 | ↓ -78% |
| Wellmark UPH Self-Funded | Commercial | $64.41 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $65.70 | ↓ -77% |
| Molina | Medicare Advantage | $65.70 | ↓ -77% |
| Aetna | Medicare Advantage | $65.70 | ↓ -77% |
| Humana | Medicare Advantage | $67.63 | ↓ -77% |
| United Healthcare | Medicare Advantage | $67.63 | ↓ -77% |
| Amerivantage | Medicare Advantage | $67.63 | ↓ -77% |
| Cigna/Midlands | Commercial | $83.73 | ↓ -71% |
| Health Partners Open Network | Commercial | $100.20 | ↓ -66% |
| Aetna | PPO | $109.50 | ↓ -62% |
| Aetna | HMO | $109.50 | ↓ -62% |
| Medica Exchange Inspire | Commercial | $171.57 | ↓ -41% |
| Medica Exchange Insure | Commercial | $191.97 | ↓ -34% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Fetal fibronectin at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $309.40 | $62.41 – $476.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $290.40 | $64.41 – $64.41 |
| MercyOne Dubuque Medical Center | Dubuque | $469.95 | $62.41 – $723.00 |
| MercyOne New Hampton Medical Center | New Hampton | $442.00 | $269.21 – $680.00 |
| MercyOne Dyersville Medical Center | Dyersville | $442.00 | $257.04 – $765.41 |
| MercyOne Clinton Medical Center | Clinton | $331.50 | $62.41 – $510.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $468.00 | $62.41 – $720.00 |
| MercyOne Elkader Medical Center | Elkader | $442.00 | $350.00 – $710.74 |