Endo sleeve gastro w/tube at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$22,904.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$28,630.86
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9,791.13 with Wellmark Blue Cross and Blue Shield vs $28,372.27 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $9,791.13 | ↓ -57% |
| Aetna | Medicare Advantage | $9,791.13 | ↓ -57% |
| Molina | Medicare Advantage | $9,791.13 | ↓ -57% |
| United Healthcare | Medicare Advantage | $10,079.10 | ↓ -56% |
| Humana | Medicare Advantage | $10,079.10 | ↓ -56% |
| Amerivantage | Medicare Advantage | $10,079.10 | ↓ -56% |
| Medica Exchange Inspire | Commercial | $13,485.14 | ↓ -41% |
| Health Partners Open Network | Commercial | $14,894.86 | ↓ -35% |
| Medica Exchange Insure | Commercial | $15,088.46 | ↓ -34% |
| Cigna/Midlands | Commercial | $18,524.17 | ↓ -19% |
| Aetna | HMO | $23,118.14 | ↑ +1% |
| Aetna | PPO | $24,052.21 | ↑ +5% |
| United Healthcare | HMO | $28,372.27 | ↑ +24% |
| United Healthcare | PPO | $28,372.27 | ↑ +24% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Endo sleeve gastro w/tube at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Marshalltown | Marshalltown | $22,904.69 | $9,791.13 – $22,847.43 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $6,591.06 | $2,353.95 – $13,339.05 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $9,965.83 – $13,952.16 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $9,965.83 – $13,952.16 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $10,166.42 – $19,011.75 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | not published | $9,911.55 – $10,203.07 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | not published | $9,911.55 – $13,457.56 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | not published | $10,349.29 – $15,544.03 |