Dest mal lesion tal 1.1-2.0cm 17262 at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$435.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.87 with Aetna vs $349.23 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $100.87 ↓ -77%
Molina Medicare Advantage $102.89 ↓ -76%
Wellmark Blue Cross and Blue Shield Medicare Advantage $102.89 ↓ -76%
United Healthcare Medicare Advantage $105.91 ↓ -76%
Humana Medicare Advantage $105.91 ↓ -76%
Amerivantage Medicare Advantage $105.91 ↓ -76%
Amerigroup Managed Medicaid $164.70 ↓ -62%
Iowa Total Care Managed Medicaid $164.70 ↓ -62%
Wellmark UPH Self-Funded Commercial $198.00 ↓ -55%
Wellmark Blue Cross and Blue Shield HMO $198.00 ↓ -55%
Health Partners Open Network Commercial $213.36 ↓ -51%
Wellmark Blue Cross and Blue Shield PPO $233.00 ↓ -46%
Aetna HMO $261.11 ↓ -40%
Cigna/Midlands Commercial $267.81 ↓ -38%
Aetna PPO $312.30 ↓ -28%
United Healthcare PPO $349.23 ↓ -20%
United Healthcare HMO $349.23 ↓ -20%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

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Dest mal lesion tal 1.1-2.0cm 17262 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $374.40 $135.36 – $3,576.15
MercyOne Genesis Davenport West Medical Center Davenport $318.00 not published
MercyOne North Iowa Medical Center Mason City $366.00 $35.57 – $434.67
MercyOne Genesis Davenport Medical Center Davenport $334.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $334.20 $406.61 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $435.20 $100.87 – $500.48
UnityPoint Health - Grinnell Regional Medical Center Grinnell $435.20 $100.87 – $267.81
UnityPoint Health - Iowa Lutheran Hospital Des Moines $435.20 $100.87 – $267.81

All Iowa hospitals for this procedure →