Cytopathology fna adequacy evaluation first episode each site at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$180.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$224.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.51 with United Healthcare vs $142.04 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare PPO $17.51 ↓ -90%
United Healthcare HMO $17.51 ↓ -90%
Aetna Medicare Advantage $19.34 ↓ -89%
Molina Medicare Advantage $19.73 ↓ -89%
Wellmark Blue Cross and Blue Shield Medicare Advantage $19.73 ↓ -89%
Amerivantage Medicare Advantage $20.31 ↓ -89%
Humana Medicare Advantage $20.31 ↓ -89%
United Healthcare Medicare Advantage $20.31 ↓ -89%
Cigna/Midlands Commercial $25.06 ↓ -86%
Wellmark Blue Cross and Blue Shield HMO $37.40 ↓ -79%
Wellmark UPH Self-Funded Commercial $37.40 ↓ -79%
Health Partners Open Network Commercial $37.85 ↓ -79%
Wellmark Blue Cross and Blue Shield PPO $44.10 ↓ -76%
Aetna HMO $45.12 ↓ -75%
Aetna PPO $49.59 ↓ -72%
Medica Exchange Inspire Commercial $105.97 ↓ -41%
Medica Exchange Insure Commercial $118.57 ↓ -34%
Amerigroup Managed Medicaid $142.04 ↓ -21%
Iowa Total Care Managed Medicaid $142.04 ↓ -21%

Visitor-reported prices

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Cytopathology fna adequacy evaluation first episode each site at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $378.30 $19.34 – $413.22
MercyOne Genesis Davenport West Medical Center Davenport $152.40 $131.95 – $164.03
MercyOne Dubuque Medical Center Dubuque $109.20 $18.26 – $340.41
MercyOne Clinton Medical Center Clinton $182.65 $19.34 – $364.58
MercyOne West Des Moines Medical Center West Des Moines $319.00 $19.34 – $330.76
MercyOne Genesis Davenport Medical Center Davenport $161.40 $146.90 – $164.03
MercyOne Genesis DeWitt Medical Center DeWitt $135.60 $73.10 – $156.95
UnityPoint Health - Finley Hospital Dubuque $180.00 $17.51 – $179.99

All Iowa hospitals for this procedure →