healthcosts.net
CT Angiogram of the Chest (for blood clot) at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$2,255.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,819.13
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$79.54 with Aetna vs $1,485.68 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $79.54 | ↓ -96% |
| Molina | Medicare Advantage | $81.13 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $81.13 | ↓ -96% |
| Amerivantage | Medicare Advantage | $83.52 | ↓ -96% |
| Humana | Medicare Advantage | $83.52 | ↓ -96% |
| United Healthcare | Medicare Advantage | $83.52 | ↓ -96% |
| United Healthcare | HMO | $115.89 | ↓ -95% |
| United Healthcare | PPO | $115.89 | ↓ -95% |
| Amerigroup | Managed Medicaid | $147.55 | ↓ -93% |
| Iowa Total Care | Managed Medicaid | $147.55 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | HMO | $164.90 | ↓ -93% |
| Wellmark UPH Self-Funded | Commercial | $164.90 | ↓ -93% |
| Cigna/Midlands | Commercial | $167.83 | ↓ -93% |
| Health Partners Open Network | Commercial | $178.65 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | PPO | $194.00 | ↓ -91% |
| Aetna | HMO | $209.16 | ↓ -91% |
| Aetna | PPO | $237.23 | ↓ -89% |
| Medica Exchange Inspire | Commercial | $1,327.81 | ↓ -41% |
| Medica Exchange Insure | Commercial | $1,485.68 | ↓ -34% |
Visitor-reported prices
Comments
CT Angiogram of the Chest (for blood clot) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $2,375.75 | $165.25 – $3,655.00 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,497.03 | $79.54 – $1,285.16 |
| MercyOne New Hampton Medical Center | New Hampton | $983.45 | $599.00 – $1,513.00 |
| MercyOne Clinton Medical Center | Clinton | $2,885.67 | $9.09 – $4,101.00 |
| MercyOne Elkader Medical Center | Elkader | $983.45 | $778.74 – $1,581.39 |
| MercyOne West Des Moines Medical Center | West Des Moines | $4,619.50 | $165.56 – $4,384.00 |
| MercyOne Des Moines Medical Center | Des Moines | $3,014.70 | $53.25 – $4,638.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,447.80 | $170.40 – $238.57 |