Bone filler cerament 10cc at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$11,254.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,067.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,923.66 with Aetna vs $9,101.74 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna HMO $4,923.66 ↓ -56%
Aetna PPO $4,923.66 ↓ -56%
Health Partners Open Network Commercial $5,219.08 ↓ -54%
Medica Exchange Inspire Commercial $6,625.84 ↓ -41%
Medica Exchange Insure Commercial $7,413.63 ↓ -34%
United Healthcare HMO $8,581.24 ↓ -24%
United Healthcare PPO $8,581.24 ↓ -24%
Cigna/Midlands Commercial $9,101.74 ↓ -19%
Aetna Medicare Advantage not published by hospital —
Molina Medicare Advantage not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Wellmark Blue Cross and Blue Shield HMO not published by hospital —
Wellmark Blue Cross and Blue Shield Medicare Advantage not published by hospital —
Wellmark Blue Cross and Blue Shield PPO not published by hospital —
Amerivantage Medicare Advantage not published by hospital —
Wellmark UPH Self-Funded Commercial not published by hospital —
Amerigroup Managed Medicaid not published by hospital —
Humana Medicare Advantage not published by hospital —
Iowa Total Care Managed Medicaid not published by hospital —

Visitor-reported prices

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Bone filler cerament 10cc at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $10,176.13 $165.09 – $702.50
MercyOne Dubuque Medical Center Dubuque $10,175.74 $207.32 – $580.74
MercyOne New Hampton Medical Center New Hampton $9,668.16 $286.37 – $723.35
MercyOne Dyersville Medical Center Dyersville $10,175.74 $208.90 – $622.05
MercyOne Clinton Medical Center Clinton $10,175.74 $156.40 – $552.64
MercyOne Oelwein Medical Center Oelwein $10,175.74 $217.48 – $569.03
MercyOne Cedar Falls Medical Center Cedar Falls $10,175.74 $136.47 – $580.74
MercyOne Elkader Medical Center Elkader $10,175.74 $298.91 – $606.99

All Iowa hospitals for this procedure →