Bladder irrigate/lavage/instill 51700 at UnityPoint Health - Allen Hospital

1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$329.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$412.21

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.94 with Aetna vs $217.23 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $26.94 ↓ -92%
Wellmark Blue Cross and Blue Shield Medicare Advantage $27.48 ↓ -92%
Molina Medicare Advantage $27.48 ↓ -92%
United Healthcare Medicare Advantage $28.29 ↓ -91%
Amerivantage Medicare Advantage $28.29 ↓ -91%
Humana Medicare Advantage $28.29 ↓ -91%
Wellmark UPH Self-Funded Commercial $57.10 ↓ -83%
Wellmark Blue Cross and Blue Shield HMO $57.10 ↓ -83%
Wellmark Blue Cross and Blue Shield PPO $67.20 ↓ -80%
Cigna/Midlands Commercial $71.87 ↓ -78%
Health Partners Open Network Commercial $84.29 ↓ -74%
United Healthcare PPO $97.33 ↓ -70%
United Healthcare HMO $97.33 ↓ -70%
Aetna HMO $101.15 ↓ -69%
Aetna PPO $120.63 ↓ -63%
Medica Exchange Inspire Commercial $194.15 ↓ -41%
Amerigroup Managed Medicaid $201.59 ↓ -39%
Iowa Total Care Managed Medicaid $201.59 ↓ -39%
Medica Exchange Insure Commercial $217.23 ↓ -34%

Visitor-reported prices

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Bladder irrigate/lavage/instill 51700 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $653.25 $4.95 – $3,576.15
MercyOne Genesis Davenport West Medical Center Davenport $156.00 not published
MercyOne Dubuque Medical Center Dubuque $633.10 $224.15 – $974.00
MercyOne Clinton Medical Center Clinton $203.45 $4.95 – $534.66
MercyOne West Des Moines Medical Center West Des Moines $974.00 $195.77 – $974.00
MercyOne Des Moines Medical Center Des Moines $633.10 $4.95 – $974.00
MercyOne Genesis Davenport Medical Center Davenport $355.80 $232.81 – $325.93
MercyOne Genesis DeWitt Medical Center DeWitt $355.80 $199.29 – $201.62

All Iowa hospitals for this procedure →