Albumin (microalbumin) 24 hour urine quantitative at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$25.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$32.14
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.47 with United Healthcare vs $16.94 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $3.47 | ↓ -87% |
| United Healthcare | PPO | $3.47 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | PPO | $5.78 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | HMO | $5.78 | ↓ -78% |
| Wellmark UPH Self-Funded | Commercial | $5.78 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $5.90 | ↓ -77% |
| Molina | Medicare Advantage | $5.90 | ↓ -77% |
| Aetna | Medicare Advantage | $5.90 | ↓ -77% |
| Humana | Medicare Advantage | $6.07 | ↓ -76% |
| United Healthcare | Medicare Advantage | $6.07 | ↓ -76% |
| Amerivantage | Medicare Advantage | $6.07 | ↓ -76% |
| Cigna/Midlands | Commercial | $7.51 | ↓ -71% |
| Health Partners Open Network | Commercial | $8.98 | ↓ -65% |
| Aetna | PPO | $9.83 | ↓ -62% |
| Aetna | HMO | $9.83 | ↓ -62% |
| Medica Exchange Inspire | Commercial | $15.14 | ↓ -41% |
| Medica Exchange Insure | Commercial | $16.94 | ↓ -34% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Albumin (microalbumin) 24 hour urine quantitative at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $40.30 | $5.60 – $62.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $175.20 | $5.78 – $5.78 |
| MercyOne Dubuque Medical Center | Dubuque | $189.80 | $5.60 – $292.00 |
| MercyOne New Hampton Medical Center | New Hampton | $57.20 | $34.84 – $88.00 |
| MercyOne Dyersville Medical Center | Dyersville | $57.20 | $33.26 – $99.05 |
| MercyOne Clinton Medical Center | Clinton | $78.00 | $5.60 – $120.00 |
| MercyOne Oelwein Medical Center | Oelwein | $57.20 | $5.90 – $88.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $40.30 | $5.60 – $62.00 |