Ablate heart dysrhythm focus at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$6,805.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,507.36
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$498.27 with Aetna vs $6,289.59 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $498.27 | ↓ -93% |
| Molina | Medicare Advantage | $508.24 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $508.24 | ↓ -93% |
| Amerivantage | Medicare Advantage | $523.18 | ↓ -92% |
| Humana | Medicare Advantage | $523.18 | ↓ -92% |
| United Healthcare | Medicare Advantage | $523.18 | ↓ -92% |
| Wellmark UPH Self-Funded | Commercial | $1,137.70 | ↓ -83% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,137.70 | ↓ -83% |
| Health Partners Open Network | Commercial | $1,170.80 | ↓ -83% |
| Cigna/Midlands | Commercial | $1,307.15 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,338.40 | ↓ -80% |
| Aetna | HMO | $1,376.66 | ↓ -80% |
| United Healthcare | PPO | $1,577.00 | ↓ -77% |
| United Healthcare | HMO | $1,577.00 | ↓ -77% |
| Aetna | PPO | $1,643.18 | ↓ -76% |
| Medica Exchange Inspire | Commercial | $4,006.97 | ↓ -41% |
| Medica Exchange Insure | Commercial | $4,483.38 | ↓ -34% |
| Amerigroup | Managed Medicaid | $6,289.59 | ↓ -8% |
| Iowa Total Care | Managed Medicaid | $6,289.59 | ↓ -8% |
Visitor-reported prices
Comments
Ablate heart dysrhythm focus at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $21,608.60 | $158.47 – $23,603.24 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $7,438.80 | $7,263.48 – $8,058.70 |
| MercyOne West Des Moines Medical Center | West Des Moines | $22,504.00 | $4,523.30 – $22,504.00 |
| MercyOne Des Moines Medical Center | Des Moines | $14,627.60 | $158.47 – $22,504.00 |
| MercyOne North Iowa Medical Center | Mason City | $7,927.40 | $3,122.18 – $16,897.80 |
| MercyOne Genesis Davenport Medical Center | Davenport | $8,280.00 | $7,263.48 – $8,970.00 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,277.60 | $498.27 – $6,671.68 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,277.60 | $498.27 – $7,549.89 |