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X-ray nose to rectum for foreign body child at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$163.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.22 with MEDICAL ASSOCIATES vs $252.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $59.22 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $59.22 ↓ -64%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $81.99 ↓ -50%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $81.99 ↓ -50%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $81.99 ↓ -50%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $82.81 ↓ -49%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $83.37 ↓ -49%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $83.63 ↓ -49%
MOLINA MEDICAID MOLINA MEDICAID $84.19 ↓ -49%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $84.50 ↓ -48%
WELLPOINT MEDICAID WELLPOINT MEDICAID $84.52 ↓ -48%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $85.33 ↓ -48%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS DOMESTIC WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - FEDERAL WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - FL WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - HI WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $88.91 ↓ -46%
BLUE CROSS - ID WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - IL WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - KS WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - LA WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MA WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MI WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MN WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MS WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - MT WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NC WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - ND WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NE WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NM WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - OK WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - RI WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - SC WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - TN WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - TX WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - VT WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - WY WELLMARK PPO $88.91 ↓ -46%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - CA WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $88.91 ↓ -46%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $88.91 ↓ -46%
BCBS GENERIC WELLMARK PPO $88.91 ↓ -46%
BCN DOMESTIC WELLMARK PPO $88.91 ↓ -46%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $88.91 ↓ -46%
BLUE CARE NETWORK WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - AL WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - AR WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - AZ WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $88.91 ↓ -46%
KAISER DOMESTIC WELLMARK PPO $88.91 ↓ -46%
PRE-EMPLOYMENT WELLMARK PPO $88.91 ↓ -46%
WC DOMESTIC WELLMARK PPO $88.91 ↓ -46%
AMISH HOSPITAL AID AMISH HOSPITAL AID $111.27 ↓ -32%
FIRST HEALTH AETNA $114.64 ↓ -30%
CHRISTIAN BROTHER SERVICES AETNA $114.64 ↓ -30%
COVENTRY AETNA $114.64 ↓ -30%
AETNA AETNA $114.64 ↓ -30%
WEBTPA AETNA $114.64 ↓ -30%
LUCENT HEALTH AETNA $114.64 ↓ -30%
LUMINARE HEALTH AETNA $114.64 ↓ -30%
MEDICAL MUTUAL AETNA $114.64 ↓ -30%
ASR HEALTH BENEFITS AETNA $114.64 ↓ -30%
MERITAIN AETNA $114.64 ↓ -30%
AETNA EAP AETNA $114.64 ↓ -30%
ALLIED BENEFIT SYSTEMS AETNA $114.64 ↓ -30%
AETNA DOMESTIC AETNA $114.64 ↓ -30%
OSCAR OSCAR $128.39 ↓ -22%
CENTIVO CENTIVO $138.88 ↓ -15%
AMBETTER AMBETTER MARKETPLACE $140.55 ↓ -14%
HEALTH PARTNERS HEALTH PARTNERS $165.31 ↑ +1%
NOVA CLAIMDOC $168.16 ↑ +3%
CLAIMDOC CLAIMDOC $168.16 ↑ +3%
CIGNA EAP MIDLANDS CHOICE PPO $178.92 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $178.92 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $178.92 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $178.92 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $178.92 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $178.92 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE $195.48 ↑ +19%
GEHA UNITED HEALTHCARE $195.48 ↑ +19%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $234.36 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $252.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $252.00 ↑ +54%

Visitor-reported prices

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X-ray nose to rectum for foreign body child at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $164.57 $8.04 – $108.41
MercyOne Genesis Davenport West Medical Center Davenport $152.40 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $317.20 $78.07 – $488.00
MercyOne Clinton Medical Center Clinton $518.05 $80.14 – $797.00
MercyOne Oelwein Medical Center Oelwein $183.30 $107.78 – $282.00
MercyOne Newton Medical Center Newton $183.30 $82.37 – $282.00
MercyOne North Iowa Medical Center Mason City $488.15 $84.21 – $751.00
MercyOne Genesis Davenport Medical Center Davenport $166.80 $84.28 – $118.00

All Iowa hospitals for this procedure →