Warde islet cell antibody zinc transporter 8 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,412.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$217.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.09 with IOWA DEPT OF PUBLIC HEALTH vs $217.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $9.09 ↓ -99%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $22.84 ↓ -98%
MOLINA MEDICAID MOLINA MEDICAID $23.06 ↓ -98%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $23.10 ↓ -98%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $23.10 ↓ -98%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $23.10 ↓ -98%
WELLPOINT MEDICAID WELLPOINT MEDICAID $23.15 ↓ -98%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $23.33 ↓ -98%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $23.56 ↓ -98%
GEHA UNITED HEALTHCARE $23.57 ↓ -98%
UNITED HEALTHCARE UNITED HEALTHCARE $23.57 ↓ -98%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $23.81 ↓ -98%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $24.04 ↓ -98%
AMISH HOSPITAL AID AMISH HOSPITAL AID $31.35 ↓ -98%
OSCAR OSCAR $36.17 ↓ -97%
CENTIVO CENTIVO $39.13 ↓ -97%
AMBETTER AMBETTER MARKETPLACE $39.60 ↓ -97%
NOVA CLAIMDOC $47.38 ↓ -97%
CLAIMDOC CLAIMDOC $47.38 ↓ -97%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $51.00 ↓ -96%
HEALTH CHOICES MEDICAL ASSOCIATES $51.00 ↓ -96%
COVENTRY AETNA $64.14 ↓ -95%
ALLIED BENEFIT SYSTEMS AETNA $64.14 ↓ -95%
MERITAIN AETNA $64.14 ↓ -95%
FIRST HEALTH AETNA $64.14 ↓ -95%
ASR HEALTH BENEFITS AETNA $64.14 ↓ -95%
AETNA AETNA $64.14 ↓ -95%
LUCENT HEALTH AETNA $64.14 ↓ -95%
CHRISTIAN BROTHER SERVICES AETNA $64.14 ↓ -95%
LUMINARE HEALTH AETNA $64.14 ↓ -95%
WEBTPA AETNA $64.14 ↓ -95%
MEDICAL MUTUAL AETNA $64.14 ↓ -95%
AETNA EAP AETNA $64.14 ↓ -95%
AETNA DOMESTIC AETNA $64.14 ↓ -95%
HEALTH PARTNERS HEALTH PARTNERS $142.35 ↓ -90%
MEDICA MIDLANDS CHOICE PPO $154.07 ↓ -89%
CIGNA MIDLANDS CHOICE PPO $154.07 ↓ -89%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $154.07 ↓ -89%
CIGNA EAP MIDLANDS CHOICE PPO $154.07 ↓ -89%
AUXIANT MIDLANDS CHOICE PPO $154.07 ↓ -89%
MIDLANDS MIDLANDS CHOICE PPO $154.07 ↓ -89%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $201.81 ↓ -86%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $217.00 ↓ -85%

Visitor-reported prices

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Warde islet cell antibody zinc transporter 8 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $14.14 – $33.00
MercyOne Genesis Davenport West Medical Center Davenport $145.80 $23.57 – $23.57
MercyOne Dubuque Medical Center Dubuque $126.75 $22.84 – $195.00
MercyOne New Hampton Medical Center New Hampton $141.05 $85.91 – $217.00
MercyOne Clinton Medical Center Clinton $131.30 $22.84 – $202.00
MercyOne Cedar Falls Medical Center Cedar Falls $187.20 $22.84 – $288.00
MercyOne West Des Moines Medical Center West Des Moines $255.00 $22.84 – $137.00
MercyOne Des Moines Medical Center Des Moines $165.75 $22.84 – $255.00

All Iowa hospitals for this procedure →