Warde calcitonin at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$245.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$378.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.96 with IOWA TOTAL CARE vs $378.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $25.96 ↓ -89%
MOLINA MEDICAID MOLINA MEDICAID $26.21 ↓ -89%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $26.25 ↓ -89%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $26.25 ↓ -89%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $26.25 ↓ -89%
WELLPOINT MEDICAID WELLPOINT MEDICAID $26.32 ↓ -89%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $26.52 ↓ -89%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $26.78 ↓ -89%
GEHA UNITED HEALTHCARE $26.79 ↓ -89%
UNITED HEALTHCARE UNITED HEALTHCARE $26.79 ↓ -89%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $27.06 ↓ -89%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $27.33 ↓ -89%
AMISH HOSPITAL AID AMISH HOSPITAL AID $35.63 ↓ -85%
OSCAR OSCAR $41.11 ↓ -83%
CENTIVO CENTIVO $44.47 ↓ -82%
AMBETTER AMBETTER MARKETPLACE $45.01 ↓ -82%
NOVA CLAIMDOC $53.85 ↓ -78%
CLAIMDOC CLAIMDOC $53.85 ↓ -78%
COVENTRY AETNA $72.91 ↓ -70%
LUMINARE HEALTH AETNA $72.91 ↓ -70%
CHRISTIAN BROTHER SERVICES AETNA $72.91 ↓ -70%
LUCENT HEALTH AETNA $72.91 ↓ -70%
AETNA AETNA $72.91 ↓ -70%
ASR HEALTH BENEFITS AETNA $72.91 ↓ -70%
FIRST HEALTH AETNA $72.91 ↓ -70%
AETNA DOMESTIC AETNA $72.91 ↓ -70%
ALLIED BENEFIT SYSTEMS AETNA $72.91 ↓ -70%
MERITAIN AETNA $72.91 ↓ -70%
WEBTPA AETNA $72.91 ↓ -70%
MEDICAL MUTUAL AETNA $72.91 ↓ -70%
AETNA EAP AETNA $72.91 ↓ -70%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $88.83 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $88.83 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $247.97 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $268.38 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $268.38 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $268.38 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $268.38 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $268.38 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $268.38 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $351.54 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $378.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $378.00 ↑ +54%

Visitor-reported prices

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Warde calcitonin at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $67.20 $16.07 – $41.69
MercyOne Genesis Davenport West Medical Center Davenport $300.00 $26.79 – $26.79
MercyOne Dubuque Medical Center Dubuque $176.80 $25.96 – $272.00
MercyOne New Hampton Medical Center New Hampton $112.45 $68.49 – $173.00
MercyOne Clinton Medical Center Clinton $50.70 $22.07 – $78.00
MercyOne Oelwein Medical Center Oelwein $112.45 $66.12 – $173.00
MercyOne West Des Moines Medical Center West Des Moines $208.00 $25.96 – $208.00
MercyOne Des Moines Medical Center Des Moines $135.20 $25.96 – $208.00

All Iowa hospitals for this procedure →